{"id":13819,"date":"2017-08-17T11:33:25","date_gmt":"2017-08-17T04:33:25","guid":{"rendered":"https:\/\/thitruongsi.com\/kinh-nghiem\/?p=13819"},"modified":"2017-08-17T11:33:25","modified_gmt":"2017-08-17T04:33:25","slug":"la-dau-cau-chuyen","status":"publish","type":"post","link":"https:\/\/thitruongsi.com\/kinh-nghiem\/la-dau-cau-chuyen\/","title":{"rendered":"S\u1ed5 \u0111\u1ecf l\u00e0 \u0111\u1ea7u c\u00e2u chuy\u1ec7n"},"content":{"rendered":"

Mu\u1ed1n ch\u0103n nu\u00f4i, tr\u1ed3ng hoa m\u00e0u, c\u00e2y c\u1ea3nh hay \u0111\u1ea7u t\u01b0 kinh doanh b\u1ea5t c\u1ee9 l\u0129nh v\u1ef1c n\u00e0o, ng\u01b0\u1eddi n\u00f4ng d\u00e2n \u0111\u1ec1u ph\u1ea3i tr\u00f4ng c\u1eady s\u1ed5 \u0111\u1ecf \u0111\u1ec3\u00a0vay ng\u00e2n h\u00e0ng. S\u1ed5 \u0111\u1ecf \u0111\u1ed1i v\u1edbi n\u00f4ng d\u00e2n l\u00fac n\u00e0o c\u0169ng l\u00e0 \u201c\u0111\u1ea7u c\u00e2u chuy\u1ec7n\u201d, l\u00e0 c\u1ee9u tinh m\u1ed7i khi h\u1ecd t\u00fang b\u1ea5n v\u00e0 thi\u1ebfu v\u1ed1n s\u1ea3n xu\u1ea5t.<\/strong><\/p>\n

\u201cNg\u01b0\u1eddi ta l\u00e0m \u0111\u01b0\u1ee3c, m\u00ecnh c\u0169ng l\u00e0m \u0111\u01b0\u1ee3c\u201d<\/b><\/p>\n

\u201cS\u1ed5 \u0111\u1ecf qu\u00fd l\u1eafm, nh\u01b0ng \u00edt ng\u01b0\u1eddi \u0111\u01b0\u1ee3c gi\u1eef trong tay, g\u1eedi h\u1ebft ng\u00e2n h\u00e0ng\u201d – \u00f4ng Ng.Th\u1ee7y (th\u00f4n Trung, ph\u01b0\u1eddng T\u00e2y T\u1ef1u, B\u1eafc T\u1eeb Li\u00eam, H\u00e0 N\u1ed9i) ch\u00e9p mi\u1ec7ng th\u1edf d\u00e0i. Kh\u00f4ng c\u00f3 tr\u00ecnh \u0111\u1ed9 cao, th\u1eadm ch\u00ed thi\u1ebfu ki\u1ebfn th\u1ee9c k\u1ef9 thu\u1eadt nh\u01b0ng c\u00f3 \u0111\u1ebfn 60% ng\u01b0\u1eddi d\u00e2n l\u00e0ng \u0110\u0103m, T\u00e2y T\u1ef1u t\u1eebng li\u1ec1u l\u0129nh th\u1ebf ch\u1ea5p s\u1ed5 \u0111\u1ecf vay ti\u1ec1n ng\u00e2n h\u00e0ng \u0111\u1ec3 \u0111\u1ea7u t\u01b0 tr\u1ed3ng hoa ly v\u1edbi mong m\u1ecfi tho\u00e1t ngh\u00e8o, l\u00e0m gi\u00e0u.<\/p>\n

Nh\u00e0 \u00f4ng Th\u1ee7y c\u00f3 h\u01a1n 5.000m2 \u0111\u1ea5t tr\u1ed3ng hoa ly, \u1ea5y l\u00e0 c\u1ed9ng c\u1ea3 \u0111\u1ea5t \u1edf l\u00e0ng \u0110\u0103m v\u00e0 \u0111\u1ea5t thu\u00ea xa t\u00edt m\u00e3i t\u1eadn m\u1ea5y x\u00e3 huy\u1ec7n \u0110an Ph\u01b0\u1ee3ng v\u00ec \u201c\u0111\u1ea5t T\u00e2y T\u1ef1u b\u1ea1c m\u00e0u, kh\u00f4ng h\u1ee3p v\u1edbi lo\u1ea1i hoa \u201c\u0111\u1ecfng \u0111\u1ea3nh\u201d n\u00e0y\u201d.<\/p>\n

\u0110\u1ea5t l\u00e0ng qu\u00ea r\u1ed9ng r\u00e3i, nh\u00e0 c\u1eeda \u00f4ng b\u00e0 \u0111\u1ec3 l\u1ea1i cho gia \u0111\u00ecnh \u00f4ng c\u00f3 t\u1ed5ng c\u1ed9ng ba s\u1ed5 \u0111\u1ecf. C\u00e1ch \u0111\u00e2y 4 n\u0103m, t\u00f4i li\u1ec1u m\u00ecnh th\u1ebf ch\u1ea5p c\u1ea3 ba \u0111\u1ec3 \u0111\u1ea7u t\u01b0 b\u00e0i b\u1ea3n cho hoa ly.\u00a0 \u201cTr\u01b0\u1edbc kia hoa ly l\u00e0 lo\u1ea1i hoa sang, \u00edt nh\u00e0 tr\u1ed3ng, nh\u01b0ng r\u1ed3i ch\u1ec9 b\u00e1n m\u1ed7i \u0111\u1ee3t T\u1ebft m\u00e0 nh\u00e0 n\u1ecd l\u00e3i cao, nh\u00e0 kia th\u00e0nh t\u1ef7 ph\u00fa, v\u1ee3 ch\u1ed3ng t\u00f4i \u0111\u1ee9ng ng\u1ed3i kh\u00f4ng y\u00ean. Nh\u00ecn m\u1ea5y b\u00e3i hoa c\u00fac trong v\u01b0\u1eddn n\u1edf quanh n\u0103m nh\u01b0ng kh\u00f4ng \u0111\u01b0\u1ee3c bao, t\u00f4i n\u00f3ng ru\u1ed9t l\u1eafm. Ng\u01b0\u1eddi ta l\u00e0m \u0111\u01b0\u1ee3c th\u00ec m\u00ecnh c\u0169ng l\u00e0m \u0111\u01b0\u1ee3c, s\u1ee3 g\u00ec!\u201d – \u00f4ng Th\u1ee7y k\u1ec3.<\/p>\n

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\"S\u1ed5Nh\u00e0 nh\u00e0 tr\u1ed3ng hoa ly nu\u00f4i m\u1ed9ng l\u00e0m gi\u00e0u. (\u1ea2nh minh h\u1ecda)<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

Mu\u1ed1n 5.000m2 hoa ly sinh tr\u01b0\u1edfng \u0111\u00fang th\u1eddi gian v\u00e0 ra hoa \u0111\u1eb9p, v\u1ee3 ch\u1ed3ng \u00f4ng \u201c\u0111\u1ed5\u201d ng\u00f3t ngh\u00e9t 1 t\u1ef7 \u0111\u1ed3ng \u0111\u1ec3 thu\u00ea m\u1ea3nh \u0111\u1ea5t m\u00e0u m\u1ee1, thu\u00ea nh\u00e2n c\u00f4ng c\u00f3 tr\u00ecnh \u0111\u1ed9 k\u1ef9 thu\u1eadt ch\u0103m s\u00f3c. Ti\u1ec1n c\u00f4ng thu\u00ea 10 ng\u01b0\u1eddi tr\u1ed3ng hoa \u0111\u00e3 l\u1ea5y c\u1ee7a \u00f4ng 40-50 tri\u1ec7u \u0111\u1ed3ng m\u1ed7i th\u00e1ng, ch\u01b0a k\u1ec3 ti\u1ec1n \u0111\u1ea7u t\u01b0 mua c\u1ee7 gi\u1ed1ng, l\u00e0m nh\u00e0 l\u01b0\u1edbi tr\u00e1nh thi\u00ean tai, m\u01b0a b\u00e3o\u2026<\/p>\n

Ai ng\u1edd n\u0103m \u1ea5y, \u00f4ng mua ph\u1ea3i c\u1ee7 gi\u1ed1ng hoa ly \u201cr\u1edfm\u201d xu\u1ea5t x\u1ee9 Trung Qu\u1ed1c, 5.000m2 hoa ly kh\u00f4ng tr\u1ed5 hoa k\u1ecbp v\u1ee5 gi\u00e1p T\u1ebft, v\u01b0\u1eddn n\u1edf \u201cbung b\u00e9t\u201d tr\u01b0\u1edbc T\u1ebft c\u1ea3 th\u00e1ng gi\u1eddi, v\u01b0\u1eddn th\u00ec b\u1eb7t kh\u00f4ng m\u1ed9t b\u00f4ng, xanh r\u00ec to\u00e0n l\u00e1. V\u1ee3 \u00f4ng x\u00f3t c\u1ee7a ho\u1ea3ng h\u1ed1t v\u00ec s\u1ee3 m\u1ea5t s\u1ed5 \u0111\u1ecf, ng\u00e3 b\u1ec7nh \u1ed1m s\u1ed1t c\u1ea3 th\u00e1ng r\u00f2ng. M\u1ed9t m\u00ecnh \u00f4ng kh\u00f4ng \u0103n, kh\u00f4ng ng\u1ee7, ngh\u0129 c\u00e1ch \u201cc\u1ee9u hoa\u201d \u0111\u1ec3 l\u1ea5y l\u1ea1i s\u1ed5 \u0111\u1ecf. \u00d4ng h\u00ec h\u1ee5i b\u00e1n hoa tr\u01b0\u1edbc T\u1ebft v\u1edbi gi\u00e1 b\u00e8o b\u1ecdt th\u1ea3m h\u1ea1i: 12 ngh\u00ecn \u0111\u1ed3ng\/c\u00e0nh hoa 5 tai, nhi\u1ec1u gia \u0111\u00ecnh h\u00e0ng x\u00f3m th\u1eadm ch\u00ed c\u00f2n rao b\u00e1n 70 – 80 ngh\u00ecn \u0111\u1ed3ng\/ch\u1ee5c c\u00e0nh \u0111\u1ec3 mong g\u1ee1 g\u1ea1c v\u1ed1n \u0111\u1ea7u t\u01b0 ban \u0111\u1ea7u.<\/p>\n

\u201cM\u1ee9c gi\u00e1 \u1ea5y ch\u1eb3ng kh\u00e1c g\u00ec \u0111em cho kh\u00f4ng, qu\u00e1 r\u1ebb so v\u1edbi gi\u00e1 ng\u00e0y th\u01b0\u1eddng 35-40 ngh\u00ecn \u0111\u1ed3ng\/c\u00e0nh. \u1ede l\u00e0ng T\u00e2y T\u1ef1u, nh\u00e0 \u00edt th\u00ec 3-4 s\u00e0o, nh\u00e0 nhi\u1ec1u l\u00ean t\u1edbi v\u00e0i hecta, thi\u1ec7t h\u1ea1i h\u00e0ng tr\u0103m tri\u1ec7u \u0111\u1ed3ng, th\u1eadm ch\u00ed t\u1ef7 \u0111\u1ed3ng\u201d \u2013 \u00f4ng H\u01b0ng, m\u1ed9t n\u00f4ng d\u00e2n tr\u1ed3ng hoa ly l\u00e0ng \u0110\u0103m nh\u1edb l\u1ea1i.<\/p>\n

\u201cSau v\u1ee5 \u1ea5y, ng\u01b0\u1eddi t\u00f4i g\u1ea7y x\u1ecdp, t\u00f3c tr\u1eafng k\u00edn \u0111\u1ea7u. C\u1ea3 th\u00e1ng gi\u1eddi \u0103n ng\u1ee7 t\u1ea1i v\u01b0\u1eddn hoa, tr\u1edf v\u1ec1 th\u1eb1ng ch\u00e1u \u0111\u00edch t\u00f4n kh\u00f3c l\u00f3c kh\u00f4ng nh\u1eadn ra. V\u1ee3 t\u00f4i c\u0169ng suy s\u1ee5p v\u00ec th\u1ea5y hai v\u1ee3 ch\u1ed3ng n\u00f3ng v\u1ed9i c\u1ea7m s\u1ed5 \u0111\u1ecf l\u00e0m \u0103n. N\u0103m \u1ea5y, c\u1ea3 nh\u00e0 m\u1ea5t tr\u1eafng h\u00e0ng tr\u0103m tri\u1ec7u, t\u1ebft bu\u1ed3n nh\u01b0 \u0111\u01b0a \u0111\u00e1m\u201d.<\/p>\n

N\u0103m sau \u00f4ng Th\u1ee7y ch\u1ea1y \u0111\u00f4n ch\u1ea1y \u0111\u00e1o g\u1eedi ti\u1ec1n cho m\u1ed9t m\u1ed1i l\u00e1i kh\u00e1c l\u1ea5y gi\u1ed1ng hoa \u201cx\u1ecbn\u201d, hi v\u1ecdng c\u1ee7 gi\u1ed1ng s\u1ebd cho m\u1ed9t m\u00f9a hoa n\u1edf \u0111\u00fang th\u1eddi h\u1ea1n. Nh\u01b0ng tr\u1edb tr\u00eau, mua \u0111\u01b0\u1ee3c c\u1ee7 gi\u1ed1ng x\u1ecbn th\u00ec th\u1eddi ti\u1ebft ph\u1ea3n ng\u01b0\u1eddi d\u00e2n. Hai n\u0103m nay, n\u0103m n\u00e0o tr\u01b0\u1edbc T\u1ebft c\u0169ng n\u1eafng m\u01b0a th\u1ea5t th\u01b0\u1eddng, hoa ly n\u1edf s\u1edbm r\u1ee5ng \u0111\u1ea7y v\u01b0\u1eddn\u2026 \u201cBao n\u0103m g\u00e1n s\u1ed5 \u0111\u1ecf \u1edf ng\u00e2n h\u00e0ng, t\u00f4i ngh\u0129 ngo\u00e0i s\u1ed5 \u0111\u1ecf, v\u1ee3 ch\u1ed3ng ch\u1eb3ng c\u00f2n g\u00ec. Kh\u00f4ng li\u1ec1u ki\u1ebfm ti\u1ec1n r\u00fat s\u1ed5 \u0111\u1ecf v\u1ec1 th\u00ec s\u1ebd ra sao?\u201d. Gi\u1edd ngo\u00e0i hoa ly, hoa c\u00fac, \u00f4ng tr\u1ed3ng \u201cth\u1eadp c\u1ea9m\u201d c\u1ea3 hoa ph\u0103ng, violet, \u0111\u1ed3ng ti\u1ec1n\u2026 C\u00f2n s\u1ed5 \u0111\u1ecf \u00f4ng v\u1eabn nh\u1edd ng\u00e2n h\u00e0ng\u2026 gi\u1eef h\u1ed9 v\u1edbi l\u00e3i su\u1ea5t 7%\/n\u0103m.<\/p>\n

Vay ti\u1ec1n, tr\u1ea3 \u0111\u1ea5t<\/b><\/p>\n

S\u1ed1 \u00f4ng Th\u1ee7y v\u1eabn l\u00e0 may v\u00ec s\u1ed5 \u0111\u1ecf c\u00f3 hi v\u1ecdng l\u1ea5y l\u1ea1i. C\u00f2n nh\u01b0 b\u00e0 Lan, ph\u00eda th\u00f4n Th\u01b0\u1ee3ng, T\u00e2y T\u1ef1u, b\u00e0 c\u0169ng th\u1ebf ch\u1ea5p 2 s\u1ed5 \u0111\u1ecf, l\u1ea5y ti\u1ec1n thu\u00ea 2 m\u1eabu \u0111\u1ea5t \u1edf H\u1ea1 M\u1ed7-\u0110an Ph\u01b0\u1ee3ng, thu\u00ea nh\u00e2n c\u00f4ng\u2026 nh\u01b0ng b\u00e0 kh\u00f4ng c\u00f3 c\u01a1 h\u1ed9i nh\u00ecn th\u1ea5y s\u1ed5 \u0111\u1ecf. B\u1ed1n n\u0103m tr\u01b0\u1edbc, khi ng\u01b0\u1eddi d\u00e2n trong l\u00e0ng \u1ed3 \u1ea1t th\u1ebf ch\u1ea5p s\u1ed5 \u0111\u1ecf, b\u00e0 kh\u00f4ng th\u1ebf ch\u1ea5p s\u1ed5 cho ng\u00e2n h\u00e0ng m\u00e0 \u201cc\u1ed1ng\u201d cho nh\u1eefng k\u1ebb cho vay n\u1eb7ng l\u00e3i. \u201cVay n\u00f3ng v\u1edbi s\u1ed1 ti\u1ec1n l\u1edbn, l\u1ea1i kh\u00f4ng r\u01b0\u1eddm r\u00e0 th\u1ee7 t\u1ee5c, ai ch\u1eb3ng ham\u2026\u201d.<\/p>\n

B\u00e0 k\u1ec3: \u201cCh\u1ed3ng \u0111au \u1ed1m s\u1ee9c y\u1ebfu, hai con trai \u00edt h\u1ecdc l\u00e0m ph\u1ee5 x\u00e2y trong n\u1ed9i th\u00e0nh, nh\u00e0 c\u00f3 m\u1ea3nh \u0111\u1ea5t con con trong ng\u00f5, ch\u1eb3ng \u0111\u1ea7u t\u01b0 l\u00e0m l\u1edbn \u0111\u01b0\u1ee3c. T\u00f4i kh\u00f4ng c\u00f2n c\u00e1ch n\u00e0o kh\u00e1c ph\u1ea3i th\u1ebf ch\u1ea5p c\u0103n nh\u00e0 cho vay n\u1eb7ng l\u00e3i l\u1ea5y h\u01a1n 700 tri\u1ec7u, l\u00e3i su\u1ea5t 18%\/th\u00e1ng, tr\u1ea3 theo ng\u00e0y\u201d.<\/p>\n

C\u00f3 ti\u1ec1n trong tay, \u00f4ng b\u00e0 thu\u00ea \u0111\u1ea5t tr\u1ed3ng hoa. L\u00e0m kh\u00f4ng xu\u1ec3, b\u00e0 thu\u00ea th\u00eam 2 ng\u01b0\u1eddi trong l\u00e0ng h\u1ed7 tr\u1ee3. Nh\u00ecn v\u01b0\u1eddn hoa ng\u00e0y m\u1ed9t xanh t\u1ed1t, b\u00e0 \u0111\u00e3 t\u1eebng ngh\u0129 cu\u1ed9c \u0111\u1eddi s\u1eafp \u201cn\u1edf hoa\u201d. \u201cV\u1ee3 ch\u1ed3ng t\u00f4i l\u00fac n\u00e0o c\u0169ng mu\u1ed1n mua th\u00eam m\u1ea3nh \u0111\u1ea5t nho nh\u1ecf, x\u00e2y nh\u00e0 cho th\u1eb1ng cu l\u1edbn, r\u1ed3i s\u1eeda nh\u00e0 c\u0169 cho th\u1eb1ng cu b\u00e9. Ch\u00fang n\u00f3 \u0111\u1ec1u \u0111\u1ebfn tu\u1ed5i d\u1ef1ng v\u1ee3 g\u1ea3 ch\u1ed3ng, chui ra chui v\u00e0o c\u0103n nh\u00e0 nh\u1ecf ch\u1eadt ch\u1ed9i sao \u0111\u01b0\u1ee3c\u201d \u2013 b\u00e0 Lan b\u1ea3o.<\/p>\n

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\"S\u1ed5V\u00e0i n\u0103m g\u1ea7n \u0111\u00e2y, hoa ly th\u01b0\u1eddng n\u1edf s\u1edbm tr\u01b0\u1edbc T\u1ebft c\u1ea3 th\u00e1ng khi\u1ebfn ng\u01b0\u1eddi d\u00e2n m\u1ea5t \u0103n m\u1ea5t ng\u1ee7<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

Nh\u01b0ng c\u1ee9 h\u1ebft v\u1ee5 n\u00e0y \u0111\u1ebfn v\u1ee5 kh\u00e1c hoa ly m\u1ea5t m\u00f9a, hoa n\u1edf s\u1edbm tr\u01b0\u1edbc c\u1ea3 th\u00e1ng T\u1ebft. \u00d4ng b\u00e0 mang nh\u1eefng \u0111\u1ed3ng ti\u1ec1n cu\u1ed1i c\u00f9ng trong nh\u00e0 ra \u0111\u1ea7u t\u01b0 l\u00e0m kho l\u1ea1nh \u0111\u1ec3 \u201ch\u00e3m\u201d hoa, ch\u1edd \u0111\u1ebfn T\u1ebft n\u00e2ng gi\u00e1. \u00a0\u201cN\u0103m \u1ea5y, c\u00f3 nhi\u1ec1u h\u1ed9 d\u00e2n mua ph\u1ea3i c\u1ee7 gi\u1ed1ng \u201cr\u1edfm\u201d nh\u01b0 t\u00f4i, th\u1ea5t thu, ph\u00eda b\u00e1n c\u1ee7 gi\u1ed1ng h\u1ed7 tr\u1ee3 m\u1ed7i gia \u0111\u00ecnh 30% s\u1ed1 ti\u1ec1n mua gi\u1ed1ng ban \u0111\u1ea7u nh\u01b0ng ch\u1eb3ng th\u1ea5m th\u00e1p g\u00ec\u2026 Gi\u1ed1ng hoa ly Trung Qu\u1ed1c gi\u00e1 r\u1ebb, ch\u1ec9 t\u1eeb 7.000-10.000 \u0111\u1ed3ng\/c\u1ee7. Nhi\u1ec1u gia \u0111\u00ecnh mua to\u00e0n b\u1ed9 c\u1ee7 gi\u1ed1ng Trung Qu\u1ed1c cho 5 s\u00e0o \u0111\u1ea5t b\u1eb1ng s\u1ed1 ti\u1ec1n th\u1ebf ch\u1ea5p s\u1ed5 \u0111\u1ecf. May r\u1ee7i \u00e1n ng\u1eef c\u1ea3 \u0111\u1ea7u v\u00e0o l\u1eabn \u0111\u1ea7u ra\u201d.<\/p>\n

Th\u1eddi gian \u0111\u1ea7u, v\u1eabn b\u00e1n \u0111\u01b0\u1ee3c hoa n\u1edf s\u1edbm, b\u00e0 tr\u1ea3 l\u00e3i \u0111\u1ec1u \u0111\u1eb7n. Sau m\u1ed9t th\u1eddi gian, hoa m\u1ea5t m\u00f9a, ti\u1ec1n thu\u00ea \u0111\u1ea5t thu\u00ea ng\u01b0\u1eddi l\u00e0m \u0111\u00e8 n\u1eb7ng, b\u00e0 kh\u00f4ng c\u00f3 kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3, ch\u1ee7 n\u1ee3 d\u1ecda t\u1ecbch thu nh\u00e0 v\u00e0 \u0111\u1ea5t. \u00d4ng b\u00e0 \u0111\u00e3 c\u00f3 l\u00fac ph\u1ea3i tr\u1ed1n n\u1ee3, ch\u1ea1y v\u1ec1 qu\u00ea ngo\u1ea1i t\u1eadn Ngh\u1ec7 An d\u00f9 \u0111\u00f3 l\u00e0 th\u1eddi \u0111i\u1ec3m s\u1eafp T\u1ebft, m\u00f9a b\u00e1n hoa s\u1eafp \u201cg\u00f5 c\u1eeda\u201d. \u0110\u1ee9ng tr\u01b0\u1edbc nguy c\u01a1 m\u1ea5t nh\u00e0, nhi\u1ec1u ng\u01b0\u1eddi gi\u1ee5c b\u00e0 \u0111i ki\u1ec7n, nh\u01b0ng b\u00e0 lau n\u01b0\u1edbc m\u1eaft b\u1ea3o: \u201cph\u00e2n x\u1eed theo \u0111\u00fang lu\u1eadt t\u00f4i v\u1eabn c\u00f3 kh\u1ea3 n\u0103ng thua v\u00ec b\u00ean cho vay n\u1eb7ng l\u00e3i ranh ma, nhi\u1ec1u chi\u00eau th\u1ee9c l\u1eafm\u2026\u201d.<\/p>\n

\u201cCh\u00fang \u0111\u00f2i qua \u0111i\u1ec7n tho\u1ea1i, \u0111\u00f2i t\u1eadn nh\u00e0, th\u1eadm ch\u00ed c\u1ea3 ngo\u00e0i ng\u00f5, \u0111\u1ea7u ch\u1ee3\u2026\u201d. C\u0103n nh\u00e0 nh\u1ecf tu\u1ec1nh to\u00e0ng c\u1ee7a b\u00e0 Lan ch\u1ec9 treo v\u00e0i b\u1ed9 \u00e1o qu\u1ea7n \u1ed1 m\u00e0u, s\u1eddn c\u0169, ch\u1ee7 y\u1ebfu l\u00e0 n\u00f4ng c\u1ee5, gi\u00e1 tr\u1ecb nh\u1ea5t l\u00e0 con b\u00f2 \u2013 nh\u01b0ng g\u1ea7y qu\u00e1 b\u00e1n ch\u1eb3ng \u0111\u01b0\u1ee3c bao nhi\u00eau. Ch\u1eafc c\u00f3 l\u1ebd \u00f4ng b\u00e0 ph\u1ea3i b\u00e1n b\u00f2 \u0111\u1ec3 c\u1ea5n n\u1ee3, ch\u1ee9 s\u1ed5 \u0111\u1ecf – t\u00e0i s\u1ea3n qu\u00fd gi\u00e1 nh\u1ea5t trong nh\u00e0 \u2013 kh\u00f4ng c\u00f2n hi v\u1ecdng tr\u1edf v\u1ec1.<\/p>\n

V\u0169ng l\u1ea7y \u00edt ch\u1eef<\/b><\/p>\n

Nhi\u1ec1u n\u00f4ng d\u00e2n ngo\u1ea1i th\u00e0nh th\u00fa th\u1eadt, ai c\u0169ng \u00edt nh\u1ea5t m\u1ed9t l\u1ea7n\u00a0\u201cc\u1eafm\u201d s\u1ed5 \u0111\u1ecf\u00a0cho ng\u00e2n h\u00e0ng v\u00ec ai c\u0169ng kh\u00e1t v\u1ed1n.<\/p>\n

Trong s\u1ed1 h\u00e0ng ng\u00e0n h\u1ed9 d\u00e2n \u201cb\u1ea1o gan\u201d c\u1ea7m s\u1ed5 \u0111\u1ecf vay v\u1ed1n \u0111\u1ec3 chuy\u1ec3n l\u00faa sang m\u00e0u, chuy\u1ec3n t\u1eeb tr\u1ed3ng tr\u1ecdt sang ch\u0103n nu\u00f4i, kh\u00f4ng \u00edt ng\u01b0\u1eddi d\u01b0 v\u1ed1n chu\u1ed9c\u00a0\u0111\u01b0\u1ee3c s\u1ed5, kh\u00f4ng \u00edt ng\u01b0\u1eddi ph\u00e1 s\u1ea3n, m\u1eb7c cho s\u1ed5 \u0111\u1ecf n\u1eb1m v\u00f4 th\u1eddi h\u1ea1n \u1edf ng\u00e2n h\u00e0ng… C\u0169ng c\u00f3 gia \u0111\u00ecnh ch\u1ec9 d\u00e1m vay \u2018th\u1ebd th\u1ecdt\u201d 30-40 tri\u1ec7u \u0111\u1ed3ng m\u00e0 l\u00e0m m\u00e3i, tr\u1ea3 m\u00e3i kh\u00f4ng h\u1ebft. V\u00ec \u0111\u00e2u?<\/p>\n

Khi h\u00e0ng ngh\u00ecn m\u00e9t vu\u00f4ng \u0111\u1ea5t tr\u1ed3ng hoa ly th\u1ea5t thu v\u00ec c\u1ee7 gi\u1ed1ng \u201c\u0111\u1ec3u\u201d, b\u00e0 Lan, \u00f4ng Th\u1ee7y v\u00e0 nh\u1eefng ai \u201cn\u1ebfm qu\u1ea3 \u0111\u1eafng\u201d ch\u1ec9 bi\u1ebft kh\u00f3c r\u00f2ng. \u201cBi\u1ebft k\u00eau ai khi m\u00ecnh ham r\u1ebb. Ki\u1ebfn th\u1ee9c kh\u00f4ng c\u00f3, \u0111\u1ed1i v\u1edbi lo\u00e0i hoa m\u1edbi nh\u01b0 hoa ly, \u0111\u00e2u ph\u1ea3i ai c\u0169ng bi\u1ebft ph\u1ea3i ch\u1ecdn c\u1ee7 gi\u1ed1ng ra sao, k\u1ef9 thu\u1eadt tr\u1ed3ng th\u1ebf n\u00e0o. K\u00eau ai khi trung t\u00e2m khuy\u1ebfn n\u00f4ng m\u1edf l\u1edbp d\u1ea1y tr\u1ed3ng hoa th\u00ec m\u00ecnh kh\u00f4ng quan t\u00e2m\u2026 C\u1ee9 ai b\u00e1n c\u1ee7 gi\u1ed1ng r\u1ebb th\u00ec m\u00ecnh mua. Thi\u1ebfu hi\u1ec3u bi\u1ebft th\u00ec \u0111\u00e0nh ch\u1ecbu\u2026\u201d \u2013 \u00f4ng Th\u1ee7y x\u00f3t xa.<\/p>\n

PGS.TS. \u0110\u1eb7ng Ng\u1ecdc \u0110\u1ee9c – Vi\u1ec7n Ng\u00e2n h\u00e0ng, t\u00e0i ch\u00ednh (\u0110\u1ea1i h\u1ecdc Kinh t\u1ebf qu\u1ed1c d\u00e2n) t\u1eebng n\u00f3i, m\u1ed9t trong nh\u1eefng \u0111i\u1ec1u \u0111\u00e1ng tr\u00e1ch l\u1eabn \u0111\u00e1ng th\u01b0\u01a1ng c\u1ee7a ng\u01b0\u1eddi n\u00f4ng d\u00e2n l\u00e0 thi\u1ebfu hi\u1ec3u bi\u1ebft, \u00edt h\u1ecdc nh\u01b0ng kh\u00f4ng ch\u1ecbu h\u1ecdc h\u1ecfi, t\u00ecm hi\u1ec3u. \u201cCho d\u00f9 lu\u1eadt ph\u00e1p c\u00f3 quy \u0111\u1ecbnh ch\u1eb7t ch\u1ebd \u0111\u1ebfn \u0111\u00e2u th\u00ec c\u0169ng kh\u00f4ng th\u1ec3 ch\u1eb7n h\u1ebft t\u00edn d\u1ee5ng n\u1eb7ng l\u00e3i n\u1ebfu kh\u00f4ng c\u00f3 s\u1ef1 nh\u1eadn th\u1ee9c \u0111\u1ea7y \u0111\u1ee7 c\u1ee7a ng\u01b0\u1eddi d\u00e2n. \u0110\u1ebfn khi n\u00e0o ng\u01b0\u1eddi d\u00e2n\u00a0nh\u1eadn th\u1ee9c \u0111\u01b0\u1ee3c \u0111\u00fang \u201cl\u1ee3i nhu\u1eadn c\u00e0ng cao r\u1ee7i ro c\u00e0ng l\u1edbn\u201d, kh\u00f4ng ch\u1ea1y theo nh\u1eefng m\u00f3n l\u1ee3i tr\u01b0\u1edbc m\u1eaft, kh\u00f4ng ch\u1ea5p nh\u1eadn giao d\u1ecbch ng\u1ea7m, giao d\u1ecbch \u201cquen bi\u1ebft\u201d th\u00ec cho vay n\u1eb7ng l\u00e3i s\u1ebd kh\u00f4ng c\u00f3 c\u01a1 h\u1ed9i.<\/p>\n

M\u1ed9t \u0111i\u1ec3m n\u1eefa, theo nhi\u1ec1u chuy\u00ean gia, n\u1ebfu c\u00f3 b\u1ea3o hi\u1ec3m n\u00f4ng nghi\u1ec7p (BHNN), n\u00f4ng d\u00e2n s\u1ebd c\u00f3 \u201c\u0111i\u1ec3m t\u1ef1a\u201d an t\u00e2m s\u1ea3n xu\u1ea5t m\u00e0 kh\u00f4ng s\u1ee3 r\u1ee7i ro. Th\u1ebf nh\u01b0ng, su\u1ed1t t\u1eeb n\u0103m 2011, khi Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 \u0111\u00e3 ra Quy\u1ebft \u0111\u1ecbnh 315\/2011\/Q\u0110-TTg v\u1ec1 th\u1ef1c hi\u1ec7n th\u00ed \u0111i\u1ec3m b\u1ea3o hi\u1ec3m n\u00f4ng nghi\u1ec7p, \u0111\u1ebfn nay, BHNN v\u1eabn ch\u01b0a \u0111\u1ee7 s\u1ee9c h\u00fat, n\u00f4ng d\u00e2n kh\u00f4ng tha thi\u1ebft, doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m c\u0169ng ch\u1eb3ng m\u1eb7n m\u00e0. Th\u1ed1ng k\u00ea c\u1ee7a C\u1ee5c Qu\u1ea3n l\u00fd v\u00e0 Gi\u00e1m s\u00e1t b\u1ea3o hi\u1ec3m (B\u1ed9 T\u00e0i ch\u00ednh), t\u00ednh \u0111\u1ebfn gi\u1eefa n\u0103m 2016, c\u1ea3 n\u01b0\u1edbc c\u00f3 h\u01a1n 300.000 h\u1ed9 n\u00f4ng d\u00e2n, t\u1ed5 ch\u1ee9c s\u1ea3n xu\u1ea5t n\u00f4ng nghi\u1ec7p tham gia BHNN, qu\u00e1 \u00edt so v\u1edbi t\u1ed5ng s\u1ed1 h\u00e0ng ch\u1ee5c tri\u1ec7u h\u1ed9 n\u00f4ng d\u00e2n c\u1ea3 n\u01b0\u1edbc.<\/p>\n

M\u1ed9t th\u1ef1c t\u1ebf l\u00e0 th\u1ee7 t\u1ee5c l\u00e0m BHNN r\u01b0\u1eddm r\u00e0, th\u1ef1c t\u1ebf h\u01a1n l\u00e0 ng\u01b0\u1eddi d\u00e2n \u00edt ch\u1eef, kh\u00f4ng hi\u1ec3u, kh\u00f4ng \u0111\u01b0\u1ee3c tuy\u00ean truy\u1ec1n \u0111\u1ea7y \u0111\u1ee7. M\u1ed9t \u0111\u1ea1i di\u1ec7n S\u1edf N\u00f4ng nghi\u1ec7p H\u00e0 N\u1ed9i cho r\u1eb1ng, v\u1edbi m\u1ed9t qu\u1ed1c gia s\u1ea3n xu\u1ea5t n\u00f4ng nghi\u1ec7p, vi\u1ec7c tham gia BHNN c\u00f3 \u00fd ngh\u0129a r\u1ea5t l\u1edbn, nh\u1eb1m gi\u1ea3m thi\u1ec7t h\u1ea1i, r\u1ee7i ro cho n\u00f4ng d\u00e2n. Tham gia BHNN c\u00f2n gi\u00fap n\u00f4ng d\u00e2n h\u00ecnh th\u00e0nh th\u00f3i quen, t\u01b0 duy s\u1ea3n xu\u1ea5t khoa h\u1ecdc theo quy tr\u00ecnh, quy chu\u1ea9n qu\u1ed1c t\u1ebf\u2026 C\u1ea7n ph\u1ea3i \u0111\u1ea9y m\u1ea1nh tuy\u00ean truy\u1ec1n cho ng\u01b0\u1eddi d\u00e2n ti\u1ebfp c\u1eadn BH, \u0111\u1ed3ng th\u1eddi gi\u1ea3i quy\u1ebft nh\u1eefng b\u1ea5t c\u1eadp v\u1ec1 ph\u00ed b\u1ea3o hi\u1ec3m, th\u1ee7 t\u1ee5c x\u00e1c minh… \u0111\u1ec3 gi\u00fap n\u00f4ng d\u00e2n tham gia b\u1ea3o hi\u1ec3m n\u00f4ng nghi\u1ec7p, tr\u00e1nh ki\u1ec3u b\u1ea5p b\u00eanh, b\u1ea5t \u1ed5n nh\u01b0 hi\u1ec7n nay\u201d.<\/p>\n","protected":false},"excerpt":{"rendered":"

Mu\u1ed1n ch\u0103n nu\u00f4i, tr\u1ed3ng hoa m\u00e0u, c\u00e2y c\u1ea3nh hay \u0111\u1ea7u t\u01b0 kinh doanh b\u1ea5t c\u1ee9 l\u0129nh v\u1ef1c n\u00e0o, ng\u01b0\u1eddi n\u00f4ng d\u00e2n \u0111\u1ec1u ph\u1ea3i tr\u00f4ng c\u1eady s\u1ed5 \u0111\u1ecf \u0111\u1ec3\u00a0vay ng\u00e2n h\u00e0ng. S\u1ed5 \u0111\u1ecf \u0111\u1ed1i v\u1edbi n\u00f4ng d\u00e2n l\u00fac n\u00e0o c\u0169ng l\u00e0 \u201c\u0111\u1ea7u c\u00e2u chuy\u1ec7n\u201d, l\u00e0 c\u1ee9u tinh m\u1ed7i khi h\u1ecd t\u00fang b\u1ea5n v\u00e0 thi\u1ebfu v\u1ed1n s\u1ea3n …<\/p>\n","protected":false},"author":4,"featured_media":13820,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[46,50,63],"tags":[],"class_list":["post-13819","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ban-le","category-kinh-doanh","category-y-tuong-ban-le"],"yoast_head":"\nS\u1ed5 \u0111\u1ecf l\u00e0 \u0111\u1ea7u c\u00e2u chuy\u1ec7n - Th\u1ecb Tr\u01b0\u1eddng S\u1ec9 Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/thitruongsi.com\/kinh-nghiem\/la-dau-cau-chuyen\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"S\u1ed5 \u0111\u1ecf l\u00e0 \u0111\u1ea7u c\u00e2u chuy\u1ec7n - Th\u1ecb Tr\u01b0\u1eddng S\u1ec9 Blog\" \/>\n<meta property=\"og:description\" content=\"Mu\u1ed1n ch\u0103n nu\u00f4i, tr\u1ed3ng hoa m\u00e0u, c\u00e2y c\u1ea3nh hay \u0111\u1ea7u t\u01b0 kinh doanh b\u1ea5t c\u1ee9 l\u0129nh v\u1ef1c n\u00e0o, ng\u01b0\u1eddi n\u00f4ng d\u00e2n \u0111\u1ec1u ph\u1ea3i tr\u00f4ng c\u1eady s\u1ed5 \u0111\u1ecf \u0111\u1ec3\u00a0vay ng\u00e2n h\u00e0ng. 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