{"id":14295,"date":"2017-08-23T09:07:55","date_gmt":"2017-08-23T02:07:55","guid":{"rendered":"https:\/\/thitruongsi.com\/kinh-nghiem\/?p=14295"},"modified":"2017-08-23T09:07:55","modified_gmt":"2017-08-23T02:07:55","slug":"10-cach-giam-nhe-nhung-rac-roi-tai-chinh","status":"publish","type":"post","link":"https:\/\/thitruongsi.com\/kinh-nghiem\/10-cach-giam-nhe-nhung-rac-roi-tai-chinh\/","title":{"rendered":"10 c\u00e1ch gi\u1ea3m nh\u1eb9 nh\u1eefng r\u1eafc r\u1ed1i t\u00e0i ch\u00ednh"},"content":{"rendered":"

R\u1eafc r\u1ed1i t\u00e0i ch\u00ednh l\u00e0m cho doanh nghi\u1ec7p g\u1eb7p r\u1ea5t nhi\u1ec1u kh\u00f3 kh\u0103n: s\u1ea3n xu\u1ea5t b\u1ecb \u0111\u00ecnh tr\u1ec7 v\u00e0 ph\u1ea3i thu h\u1eb9p l\u1ea1i, nh\u00e2n vi\u00ean c\u00f3 th\u1ec3 b\u1ecb sa th\u1ea3i h\u00e0ng lo\u1ea1t, uy t\u00edn v\u00e0 v\u1ecb th\u1ebf \u0111ang c\u00f3 tr\u00ean th\u1ecb tr\u01b0\u1eddng c\u00f3 th\u1ec3 b\u1ecb \u1ea3nh h\u01b0\u1edfng nghi\u00eam tr\u1ecdng…<\/strong><\/p>\n

V\u00ec l\u1ebd \u0111\u00f3, r\u1eafc r\u1ed1i t\u00e0i ch\u00ednh lu\u00f4n l\u00e0 “c\u01a1n \u00e1c m\u1ed9ng” c\u1ee7a c\u00e1c c\u00f4ng ty. Tuy v\u1eady, v\u1ea5n \u0111\u1ec1 n\u00e0o c\u0169ng s\u1ebd c\u00f3 c\u00e1ch gi\u1ea3i quy\u1ebft, c\u00e1c r\u1eafc r\u1ed1i t\u00e0i ch\u00ednh v\u1eabn c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c gi\u1ea3m nh\u1eb9, v\u00e0 vi\u1ec7c n\u00e0y ph\u1ee5 thu\u1ed9c ph\u1ea7n l\u1edbn v\u00e0o n\u0103ng l\u1ef1c x\u1eed l\u00fd c\u00e1c t\u00ecnh hu\u1ed1ng t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n \u2013 ng\u01b0\u1eddi ch\u1ee7 doanh nghi\u1ec7p.<\/p>\n

D\u01b0\u1edbi \u0111\u00e2y l\u00e0 10 c\u00e1ch gi\u00fap b\u1ea1n l\u00e0m cho c\u00e1c r\u1eafc r\u1ed1i n\u00e0y kh\u00f4ng tr\u1edf n\u00ean t\u1ed3i t\u1ec7 h\u01a1n.<\/p>\n

1. Tu\u00e2n th\u1ee7 ngh\u0129a v\u1ee5 thu\u1ebf<\/strong><\/p>\n

Quy t\u1eafc th\u1ee9 nh\u1ea5t d\u00e0nh cho nh\u1eefng c\u00f4ng ty \u0111ang g\u1eb7p r\u1eafc r\u1ed1i t\u00e0i ch\u00ednh l\u00e0 ho\u00e0n th\u00e0nh \u0111\u00fang h\u1ea1n vi\u1ec7c \u0111\u00f3ng c\u00e1c kho\u1ea3n thu\u1ebf theo lu\u1eadt \u0111\u1ecbnh. N\u1ebfu ho\u1ea1t \u0111\u1ed9ng kinh doanh c\u1ee7a b\u1ea1n thu\u1ed9c h\u00ecnh th\u1ee9c doanh nghi\u1ec7p c\u1ed5 ph\u1ea7n hay c\u00f4ng ty tr\u00e1ch nhi\u1ec7m h\u1eefu h\u1ea1n, v\u00e0 c\u00e1c c\u01a1 quan thu\u1ebf c\u00f3 th\u1ea9m quy\u1ec1n ph\u1ea1t b\u1ea1n v\u00ec l\u00fd do ch\u1eadm n\u1ed9p thu\u1ebf, th\u00ec ni\u1ec1m tin c\u1ee7a \u0111\u1ed1i t\u00e1c v\u00e0o c\u00f4ng ty b\u1ea1n s\u1ebd gi\u1ea3m s\u00fat. Th\u1eadm ch\u00ed n\u1ebfu ho\u1ea1t \u0111\u1ed9ng kinh doanh chu\u1ea9n b\u1ecb \u0111i \u0111\u1ebfn ph\u00e1 s\u1ea3n, b\u1ea1n v\u1eabn c\u00f3 m\u1eb7t trong danh s\u00e1ch \u0111\u1ed1i t\u01b0\u1ee3ng c\u00f3 ngh\u0129a v\u1ee5 n\u1ed9p thu\u1ebf.<\/p>\n

2. Ng\u0103n ch\u1eb7n c\u00e1c r\u1eafc r\u1ed1i v\u1ec1 l\u01b0u l\u01b0\u1ee3ng ti\u1ec1n m\u1eb7t<\/strong><\/p>\n

Khi nh\u1eadn ra m\u00ecnh kh\u00f4ng c\u00f3 \u0111\u1ee7 ti\u1ec1n \u0111\u1ec3 thanh to\u00e1n c\u00e1c ho\u00e1 \u0111\u01a1n \u0111\u1ebfn h\u1ea1n, b\u1ea1n h\u00e3y gi\u1ea3m t\u1ef7 l\u1ec7 \u201cx\u00f3i m\u00f2n\u201d ti\u1ec1n m\u1eb7t ngay l\u1eadp t\u1ee9c b\u1eb1ng vi\u1ec7c c\u1eaft gi\u1ea3m chi ph\u00ed t\u1edbi m\u1ee9c th\u1ea5p nh\u1ea5t. Sau \u0111\u00f3, chu\u1ea9n b\u1ecb d\u1ef1 \u00e1n ti\u1ec1n m\u1eb7t ng\u1eafn h\u1ea1n v\u00e0 chu\u1ea9n b\u1ecb ngay nh\u1eefng nhu c\u1ea7u c\u1ea5p thi\u1ebft c\u1ee7a b\u1ea1n. L\u00ean danh s\u00e1ch nh\u1eefng kho\u1ea3n ti\u1ec1n ng\u01b0\u1eddi kh\u00e1c n\u1ee3 b\u1ea1n v\u00e0 thu h\u1ed3i v\u1ec1 c\u00e0ng nhi\u1ec1u c\u00e0ng t\u1ed1t. T\u1eeb s\u1ed1 ti\u1ec1n n\u00e0y, b\u1ea1n h\u00e3y \u01b0u ti\u00ean chi tr\u1ea3 cho nh\u1eefng kho\u1ea3n c\u1ea7n thi\u1ebft nh\u01b0 thu\u1ebf v\u00e0 c\u00e1c chi ph\u00ed quan tr\u1ecdng, tuy nhi\u00ean b\u1ea1n c\u00f3 th\u1ec3 ho\u00e3n chi tr\u1ea3 nh\u1eefng ho\u00e1 \u0111\u01a1n kh\u00e1c nh\u01b0 c\u1ee7a nh\u00e0 cung c\u1ea5p hay c\u00e1c ch\u1ee7 n\u1ee3 l\u1edbn.<\/p>\n

3. \u0110\u1eebng n\u00f3i d\u1ed1i v\u1ec1 c\u00e1c kho\u1ea3n n\u1ee3<\/strong><\/p>\n

Khi ho\u1ea1t \u0111\u1ed9ng kinh doanh b\u1eaft \u0111\u1ea7u g\u1eb7p ph\u1ea3i nh\u1eefng v\u1ea5n \u0111\u1ec1 t\u00e0i ch\u00ednh, c\u00f3 th\u1ec3 b\u1ea1n s\u1ebd ngh\u0129 ngay \u0111\u1ebfn vi\u1ec7c vay m\u01b0\u1ee3n ti\u1ec1n. Nh\u01b0ng tr\u01b0\u1edbc khi l\u00e0m \u0111i\u1ec1u n\u00e0y, b\u1ea1n c\u1ea7n c\u00e2n nh\u1eafc m\u1ed9t c\u00e1ch c\u1ea9n tr\u1ecdng v\u1ec1 kho\u1ea3n vay: li\u1ec7u n\u00f3 c\u00f3 th\u1ec3 khi\u1ebfn cho ho\u1ea1t \u0111\u1ed9ng kinh doanh ph\u1ee5c h\u1ed3i trong t\u01b0\u01a1ng lai, hay n\u00f3 ch\u1ec9 l\u00e0m cho v\u1ea5n \u0111\u1ec1 n\u1ee3 n\u1ea7n c\u1ee7a b\u1ea1n tr\u1edf n\u00ean tr\u1ea7m tr\u1ecdng h\u01a1n. N\u1ebfu b\u1ea1n v\u1eabn quy\u1ebft \u0111\u1ecbnh t\u00ecm ki\u1ebfm m\u1ed9t kho\u1ea3n vay m\u1edbi, h\u00e3y th\u1eb3ng th\u1eafn n\u00f3i ra t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh c\u1ee7a c\u00f4ng ty m\u00ecnh, b\u1edfi khi b\u1ea1n b\u00f3p m\u00e9o c\u00e1c kho\u1ea3n n\u1ee3 \u0111\u1ec3 mong c\u00f3 \u0111\u01b0\u1ee3c m\u1ed9t kho\u1ea3n vay m\u1edbi, th\u00ec theo c\u00e1c quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt, b\u1ea1n \u0111\u00e3 c\u00f3 h\u00e0nh vi gian l\u1eadn trong c\u00e1c ho\u1ea1t \u0111\u1ed9ng t\u00e0i ch\u00ednh. \u0110i\u1ec1u n\u00e0y khi\u1ebfn b\u1ea1n ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m ph\u00e1p l\u00fd v\u1ec1 c\u00e1c kho\u1ea3n n\u1ee3, th\u1eadm ch\u00ed ngay c\u1ea3 trong tr\u01b0\u1eddng h\u1ee3p b\u1ea1n b\u1ecb ph\u00e1 s\u1ea3n. C\u00f3 th\u1ec3 th\u1ea5y r\u1eb1ng, khi d\u00ednh l\u00edu \u0111\u1ebfn nh\u1eefng \u0111\u1ed3ng v\u1ed1n vay m\u01b0\u1ee3n, c\u00e1c kho\u1ea3n n\u1ee3 c\u00f3 th\u1ec3 g\u00e2y phi\u1ec1n ph\u1ee9c cho b\u1ea1n trong nhi\u1ec1u n\u0103m.<\/p>\n

4. H\u00e3y c\u1ea9n th\u1eadn khi chuy\u1ec3n nh\u01b0\u1ee3ng c\u00e1c t\u00e0i s\u1ea3n kinh doanh<\/strong><\/p>\n

\u0110\u00f4i l\u00fac, v\u00ec s\u1ef1 li\u1ec1u l\u0129nh, b\u1ea1n s\u1ebd c\u1ed1 b\u1ea3o v\u1ec7 t\u00e0i s\u1ea3n b\u1eb1ng vi\u1ec7c che gi\u1ea5u ch\u00fang. Khi c\u00e1c ch\u1ee7 n\u1ee3 truy t\u00ecm nh\u1eefng t\u00e0i s\u1ea3n \u0111\u01b0\u1ee3c che gi\u1ea5u n\u00e0y th\u00ec k\u1ebf s\u00e1ch tr\u00ean xem ra kh\u00f4ng hi\u1ec7u qu\u1ea3 v\u00e0 c\u00f3 th\u1ec3 khi\u1ebfn b\u1ea1n b\u1ecb k\u1ebft t\u1ed9i bi\u1ec3n th\u1ee7 t\u00e0i ch\u00ednh. \u0110\u1eb7c bi\u1ec7t, b\u1ea1n kh\u00f4ng n\u00ean: – Chuy\u1ec3n t\u00e0i s\u1ea3n sang cho b\u1ea1n b\u00e8 hay ng\u01b0\u1eddi th\u00e2n nh\u1eb1m tho\u00e1t kh\u1ecfi s\u1ef1 k\u00ea bi\u00ean c\u1ee7a c\u00e1c ch\u1ee7 n\u1ee3 hay c\u1ee7a to\u00e0 ph\u00e1 s\u1ea3n. – Che \u0111\u1eady t\u00e0i s\u1ea3n v\u00e0 doanh thu khi \u0111\u01b0\u1ee3c c\u01a1 quan ch\u1ee9c n\u0103ng y\u00eau c\u1ea7u th\u00f4ng b\u00e1o.<\/p>\n

5. Tr\u00e1nh nh\u1eefng kho\u1ea3n thanh to\u00e1n \u01b0u \u0111\u00e3i cho c\u00e1c ch\u1ee7 n\u1ee3<\/strong><\/p>\n

Lu\u1eadt ph\u00e1 s\u1ea3n c\u00f3 nh\u1eefng quy \u0111\u1ecbnh ch\u1eb7t ch\u1ebd v\u1ec1 vi\u1ec7c thanh to\u00e1n c\u00e1c kho\u1ea3n n\u1ee3. N\u00f3 \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 nh\u1eefng \u201ckho\u1ea3n thanh to\u00e1n \u01b0u \u0111\u00e3i\u201d. N\u1ebfu b\u1ea1n \u0111\u1ec7 \u0111\u01a1n xin b\u1ea3o h\u1ed9 ph\u00e1 s\u1ea3n, th\u00ec t\u1ea5t c\u1ea3 c\u00e1c kho\u1ea3n n\u1ee3 c\u1ee7a b\u1ea1n trong v\u00f2ng m\u1ed9t n\u0103m tr\u01b0\u1edbc khi \u0111\u1ec7 \u0111\u01a1n s\u1ebd \u0111\u01b0\u1ee3c c\u00e1c ch\u1ee7 n\u1ee3 ph\u00e2n t\u00edch k\u1ef9 l\u01b0\u1ee1ng \u0111\u1ec3 ch\u1eafc ch\u1eafn r\u1eb1ng kh\u00f4ng x\u1ea3y ra tr\u01b0\u1eddng h\u1ee3p m\u1ed9t v\u00e0i ch\u1ee7 n\u1ee3 n\u00e0o \u0111\u00f3 s\u1ebd \u0111\u01b0\u1ee3c thanh to\u00e1n to\u00e0n b\u1ed9, trong khi nh\u1eefng ng\u01b0\u1eddi kh\u00e1c kh\u00f4ng nh\u1eadn \u0111\u01b0\u1ee3c ch\u00fat n\u00e0o hay ch\u1ec9 nh\u1eadn \u0111\u01b0\u1ee3c m\u1ed9t ph\u1ea7n nh\u1ecf m\u00e0 th\u00f4i. Ngo\u00e0i vi\u1ec7c ph\u00e1 s\u1ea3n, n\u1ebfu b\u1ea1n \u0111i vay \u0111\u1ed3ng th\u1eddi c\u1ea7m c\u1ed1 hay k\u00fd qu\u1ef9 t\u00e0i s\u1ea3n, c\u00e1c ch\u1ee7 n\u1ee3 s\u1ebd ho\u00e0n to\u00e0n c\u00f3 quy\u1ec1n quy\u1ebft \u0111\u1ecbnh \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n \u0111\u00f3, tuy nhi\u00ean v\u1ec1 ph\u01b0\u01a1ng di\u1ec7n ph\u00e1p l\u00fd, b\u1ea1n c\u00f3 th\u1ec3 thanh to\u00e1n cho m\u1ed9t ch\u1ee7 n\u1ee3 kh\u00f4ng c\u00f3 b\u1ea3o \u0111\u1ea3m t\u00e0i s\u1ea3n tr\u01b0\u1edbc c\u00e1c ch\u1ee7 n\u1ee3 kh\u00e1c.<\/p>\n

6. B\u1ea3o v\u1ec7 t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng c\u1ee7a b\u1ea1n<\/strong><\/p>\n

N\u1ebfu b\u1ea1n ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi nh\u1eefng v\u1ea5n \u0111\u1ec1 t\u00e0i ch\u00ednh nghi\u00eam tr\u1ecdng v\u00e0 l\u1ea1i \u0111ang n\u1ee3 ti\u1ec1n ng\u00e2n h\u00e0ng, th\u00ec s\u1ebd r\u1ea5t kh\u00f4n ngoan n\u1ebfu b\u1ea1n c\u1ed1 g\u1eafng duy tr\u00ec c\u00e1c to\u00e0n kho\u1ea3n s\u00e9c v\u00e0 t\u00e0i kho\u1ea3n ti\u1ec1n m\u1eb7t t\u1ea1i ng\u00e2n h\u00e0ng. Nguy\u00ean do l\u00e0 b\u1edfi v\u00ec c\u00e1c h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng \u0111\u01b0\u1ee3c k\u00fd k\u1ebft gi\u1eefa b\u1ea1n v\u1edbi ng\u00e2n h\u00e0ng cho ph\u00e9p ng\u00e2n h\u00e0ng c\u00f3 quy\u1ec1n phong t\u1ecfa t\u00e0i kho\u1ea3n c\u1ee7a b\u1ea1n m\u00e0 kh\u00f4ng c\u00f3 s\u1ef1 b\u00e1o tr\u01b0\u1edbc, n\u1ebfu ng\u00e2n h\u00e0ng th\u1ea5y b\u1ea1n g\u1eb7p r\u1eafc r\u1ed1i t\u00e0i ch\u00ednh. S\u1ebd th\u1eadt bu\u1ed3n n\u1ebfu bi\u1ebft r\u1eb1ng ng\u00e2n h\u00e0ng y\u00eau th\u00edch c\u1ee7a b\u1ea1n b\u1ed7ng d\u01b0ng kho\u00e1 t\u00e0i kho\u1ea3n s\u00e9c v\u00e0 ti\u1ec1n m\u1eb7t<\/p>\n

7. T\u00ecm ki\u1ebfm s\u1ef1 gi\u00fap \u0111\u1ee1 t\u1eeb c\u00e1c h\u00e3ng b\u1ea3o hi\u1ec3m<\/strong><\/p>\n

N\u1ebfu ho\u1ea1t \u0111\u1ed9ng kinh doanh c\u1ee7a b\u1ea1n ph\u1ea3i t\u00e1i c\u01a1 c\u1ea5u t\u1ed5 ch\u1ee9c theo \u0111\u00fang quy \u0111\u1ecbnh c\u1ee7a lu\u1eadt ph\u00e1p, th\u00ec b\u1ea1n c\u00f3 th\u1ec3 c\u00f3 m\u1ed9t qu\u00e3ng th\u1eddi gian kh\u00f3 kh\u0103n \u0111\u1ec3 t\u00ecm ki\u1ebfm s\u1ef1 \u0111\u1ed3ng thu\u1eadn t\u1eeb c\u00e1c h\u00e3ng b\u1ea3o hi\u1ec3m s\u1eb5n l\u00f2ng gi\u00fap \u0111\u1ee1 ph\u1ee5c h\u1ed3i ho\u1ea1t \u0111\u1ed9ng kinh doanh c\u1ee7a b\u1ea1n hay \u0111\u1ec1 ra m\u1ed9t ch\u00ednh s\u00e1ch m\u1edbi. V\u00ec v\u1eady, n\u1ebfu b\u1ea1n \u0111ang l\u00ean k\u1ebf ho\u1ea1ch t\u00ecm ki\u1ebfm s\u1ef1 b\u1ea3o h\u1ed9 ph\u00e1 s\u1ea3n, h\u00e3y ch\u1eafc ch\u1eafn r\u1eb1ng m\u00ecnh c\u00f3 kho\u1ea3n ti\u1ec1n b\u1ea3o hi\u1ec3m \u0111\u1ea3m b\u1ea3o chi tr\u1ea3 trong \u00edt nh\u1ea5t 12 th\u00e1ng s\u1eafp t\u1edbi. B\u1ea1n s\u1ebd c\u1ea7n ti\u1ec1n \u0111\u1ec3 thanh to\u00e1n nh\u1eefng kho\u1ea3n n\u1ee3 \u0111\u1ebfn h\u1ea1n, v\u00e0 mi\u1ec5n l\u00e0 b\u1ea1n tr\u1ea3 ph\u00ed b\u1ea3o hi\u1ec3m, c\u00e1c h\u00e3ng b\u1ea3o hi\u1ec3m s\u1ebd kh\u00f4ng th\u1ec3 t\u1eeb ch\u1ed1i chi tr\u1ea3 cho b\u1ea1n. Nh\u1edd v\u1eady, b\u1ea1n c\u00f3 th\u1ec3 t\u1eadn h\u01b0\u1edfng ch\u00fat \u00edt th\u01b0 th\u00e1i trong t\u00e2m h\u1ed3n \u0111\u1ec3 ti\u1ebfp t\u1ee5c ho\u1ea1t \u0111\u1ed9ng kinh doanh c\u1ee7a m\u00ecnh.<\/p>\n

8. \u0110\u1eebng ho\u1ea3ng lo\u1ea1n v\u1ec1 nh\u1eefng \u0111\u1ed9ng s\u1ea3n hay b\u1ea5t \u0111\u1ed9ng s\u1ea3n \u0111i thu\u00ea<\/strong><\/p>\n

N\u1ebfu b\u1ea1n tuy\u00ean b\u1ed1 ph\u00e1 s\u1ea3n, c\u00e1c c\u00f4ng ty cho thu\u00ea t\u00e0i s\u1ea3n kh\u00f4ng th\u1ec3 s\u1eed d\u1ee5ng vi\u1ec7c ph\u00e1 s\u1ea3n \u0111\u1ec3 b\u00e0o ch\u1eefa cho vi\u1ec7c ng\u1eebng cung c\u1ea5p d\u1ecbch v\u1ee5 v\u00e0 thu h\u1ed3i t\u00e0i s\u1ea3n, m\u1eb7c d\u00f9 h\u1ecd c\u00f3 th\u1ec3 y\u00eau c\u1ea7u b\u1ea1n \u0111\u01b0a ra nh\u1eefng t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p h\u1ee3p l\u00fd \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o l\u00f2ng tin. T\u01b0\u01a1ng t\u1ef1 nh\u01b0 v\u1eady, mi\u1ec5n l\u00e0 b\u1ea1n ti\u1ebfp t\u1ee5c tr\u1ea3 ti\u1ec1n thu\u00ea, nh\u1eefng ng\u01b0\u1eddi cho thu\u00ea kh\u00f4ng th\u1ec3 t\u1eeb ch\u1ed1i b\u1ea1n \u0111\u01b0\u1ee3c. \u0110\u1eebng ho\u1ea3ng s\u1ee3 b\u1edfi nh\u1eefng \u0111i\u1ec1u kho\u1ea3n th\u01b0\u1eddng \u0111\u01b0\u1ee3c ghi v\u00e0o h\u1ee3p \u0111\u1ed3ng thu\u00ea th\u01b0\u01a1ng m\u1ea1i l\u00e0 b\u1ea1n s\u1ebd t\u1ef1 \u0111\u1ed9ng b\u1ecb \u0111\u1eb7t v\u00e0o t\u00ecnh tr\u1ea1ng v\u1ee1 n\u1ee3 \u0111\u1ed1i v\u1edbi b\u00ean cho thu\u00ea, n\u1ebfu b\u1ea1n \u0111\u1ec7 \u0111\u01a1n xin ph\u00e1 s\u1ea3n. Nh\u1eefng \u0111i\u1ec1u kho\u1ea3n nh\u01b0 v\u1eady th\u01b0\u1eddng kh\u00f4ng c\u00f3 hi\u1ec7u l\u1ef1c ph\u00e1p l\u00fd b\u1eaft bu\u1ed9c thi h\u00e0nh (nh\u01b0ng c\u00f3 th\u1ec3 b\u1eaft bu\u1ed9c \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi thu\u00ea l\u1ea1i v\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c u\u1ef7 quy\u1ec1n).<\/p>\n\n\n\n
\"\"<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

9. Quan t\u00e2m \u0111\u1ebfn vi\u1ec7c tr\u1ea3 l\u1ea1i m\u1ed9t s\u1ed1 t\u00e0i s\u1ea3n \u0111i thu\u00ea<\/strong><\/p>\n

N\u1ebfu b\u1ea1n \u0111ang \u0111i thu\u00ea t\u00e0i s\u1ea3n, thi\u1ebft b\u1ecb v\u00e0 b\u1ea1n ch\u1eafc ch\u1eafn r\u1eb1ng s\u1ebd kh\u00f4ng mu\u1ed1n gi\u1eef ch\u00fang sau khi \u0111\u1ec7 \u0111\u01a1n xin ph\u00e1 s\u1ea3n, b\u1ea1n h\u00e3y ngh\u0129 \u0111\u1ebfn vi\u1ec7c tr\u1ea3 l\u1ea1i cho c\u00f4ng ty cho thu\u00ea tr\u01b0\u1edbc khi n\u1ed9p \u0111\u01a1n. N\u1ebfu b\u1ea1n l\u00e0m nh\u01b0 v\u1eady v\u1edbi nh\u1eefng thi\u1ebft b\u1ecb c\u00f3 gi\u00e1 tr\u1ecb th\u1ea5p h\u01a1n nh\u1eefng g\u00ec b\u1ea1n n\u1ee3 theo h\u1ee3p \u0111\u1ed3ng thu\u00ea, b\u1ea1n s\u1ebd c\u00f3 l\u1ee3i r\u1ea5t nhi\u1ec1u b\u1edfi khi ph\u00e1 s\u1ea3n, s\u1ef1 thi\u1ebfu h\u1ee5t n\u00e0y s\u1ebd c\u00f3 m\u1eb7t trong danh s\u00e1ch nh\u1eefng kho\u1ea3n n\u1ee3 b\u1ea1n ph\u1ea3i tr\u1ea3. M\u1eb7t kh\u00e1c, n\u1ebfu b\u1ea1n mu\u1ed1n gi\u1eef l\u1ea1i nh\u1eefng t\u00e0i s\u1ea3n \u0111i thu\u00ea, b\u1ea1n s\u1ebd c\u1ea7n thanh to\u00e1n ti\u1ec1n thu\u00ea \u0111\u00fang h\u1ea1n v\u00e0 tr\u00e1ch nhi\u1ec7m n\u00e0y s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft trong qu\u00e1 tr\u00ecnh b\u1ea3o h\u1ed9 ph\u00e1 s\u1ea3n<\/p>\n

10. \u0110\u1eebng vay m\u01b0\u1ee3n t\u1eeb Qu\u1ef9 tr\u1ee3 c\u1ea5p, l\u01b0\u01a1ng h\u01b0u c\u1ee7a c\u00f4ng ty<\/strong><\/p>\n

R\u1ea5t nhi\u1ec1u qu\u1ef9 tr\u1ee3 c\u1ea5p l\u01b0\u01a1ng h\u01b0u kh\u00f4ng cho ph\u00e9p b\u1ea1n vay m\u01b0\u1ee3n ti\u1ec1n (hay l\u1ea5y ti\u1ec1n) t\u1eeb qu\u1ef9. N\u1ebfu b\u1ea1n l\u00e0m nh\u01b0 v\u1eady, b\u1ea1n c\u00f3 th\u1ec3 b\u1ecb ph\u1ea1t l\u00ean \u0111\u1ebfn 115% kho\u1ea3n ti\u1ec1n vay. T\u1ed3i t\u1ec7 h\u01a1n, qu\u1ef9 n\u00e0y do \u0111\u00f3 s\u1ebd kh\u00f4ng \u0111\u1ea3m b\u1ea3o theo quy \u0111\u1ecbnh, \u0111\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c m\u1ecdi ho\u1ea1t \u0111\u1ed9ng r\u00fat ti\u1ec1n s\u1ebd b\u1ecb nghi\u00eam c\u1ea5m, b\u1ea1n ph\u1ea3i ch\u1ecbu thu\u1ebf thu nh\u1eadp v\u00e0 kho\u1ea3n ti\u1ec1n ph\u1ea1t ch\u1eadm thanh to\u00e1n. M\u1ed9t s\u1ed1 qu\u1ef9 kh\u00e1c c\u1ee7a c\u00f4ng ty cho ph\u00e9p b\u1ea1n vay m\u01b0\u1ee3n ti\u1ec1n v\u00ec nh\u1eefng m\u1ee5c \u0111\u00edch \u0111\u00e3 \u0111\u01b0\u1ee3c th\u00f4ng qua, nh\u01b0ng b\u1ea1n h\u00e3y suy x\u00e9t k\u1ef9 l\u01b0\u1ee1ng tr\u01b0\u1edbc khi l\u00e0m vi\u1ec7c n\u00e0y: s\u1ed1 ti\u1ec1n d\u1ef1 tr\u1eef ph\u00f2ng ng\u1eeba r\u1ee7i ro s\u1ebd nh\u1ecf h\u01a1n v\u00e0 n\u1ebfu th\u1ea5t b\u1ea1i trong vi\u1ec7c ho\u00e0n tr\u1ea3 kho\u1ea3n vay n\u00e0y, b\u1ea1n c\u00f3 th\u1ec3 k\u1ebft th\u00fac v\u1edbi tr\u00e1ch nhi\u1ec7m thanh to\u00e1n thu\u1ebf thu nh\u1eadp tr\u00ean kho\u1ea3n ti\u1ec1n \u0111\u00e3 r\u00fat v\u00e0 ch\u1ecbu ph\u1ea1t th\u00eam kho\u1ea3n ti\u1ec1n 10% – 25% s\u1ed1 ti\u1ec1n vay.<\/p>\n

R\u1eafc r\u1ed1i t\u00e0i ch\u00ednh l\u00e0 \u201cm\u1edb b\u00f2ng bong\u201d m\u00e0 kh\u00f4ng m\u1ed9t c\u00f4ng ty n\u00e0o mu\u1ed1n v\u01b0\u1edbng v\u00e0o, nh\u1ea5t l\u00e0 trong c\u00e1c cu\u1ed9c giao th\u01b0\u01a1ng qu\u1ed1c t\u1ebf. Ho\u1ea1t \u0111\u1ed9ng kinh doanh ng\u00e0y c\u00e0ng m\u1edf r\u1ed9ng, nh\u1eefng h\u1ee3p \u0111\u1ed3ng mua b\u00e1n th\u01b0\u1eddng c\u00f3 gi\u00e1 tr\u1ecb h\u00e0ng tri\u1ec7u USD v\u00e0 r\u1eafc r\u1ed1i t\u00e0i ch\u00ednh d\u01b0\u1eddng nh\u01b0 \u0111ang tr\u1edf th\u00e0nh ng\u01b0\u1eddi b\u1ea1n song h\u00e0nh. Sai m\u1ed9t ly, \u0111i m\u1ed9t d\u1eb7m. M\u1ed9t \u201cs\u01a1 s\u1ea9y\u201d t\u00e0i ch\u00ednh c\u0169ng c\u00f3 th\u1ec3 khi\u1ebfn c\u00f4ng ty \u0111\u1ebfn g\u1ea7n b\u1edd v\u1ef1c c\u1ee7a s\u1ef1 ph\u00e1 s\u1ea3n. Hy v\u1ecdng l\u00e0 v\u1edbi nh\u1eefng l\u1eddi khuy\u00ean tr\u00ean \u0111\u00e2y, b\u1ea1n s\u1ebd kh\u00f4ng \u0111\u1ec3 m\u1ed9t r\u1eafc r\u1ed1i t\u00e0i ch\u00ednh nh\u1ecf tr\u1edf th\u00e0nh cu\u1ed9c kh\u1ee7ng ho\u1ea3ng t\u00e0i ch\u00ednh l\u1edbn \u1edf doanh nghi\u1ec7p m\u00ecnh.<\/p>\n

Ngu\u1ed3n kienthuckinhte.com\/Anet<\/div>\n","protected":false},"excerpt":{"rendered":"

R\u1eafc r\u1ed1i t\u00e0i ch\u00ednh l\u00e0m cho doanh nghi\u1ec7p g\u1eb7p r\u1ea5t nhi\u1ec1u kh\u00f3 kh\u0103n: s\u1ea3n xu\u1ea5t b\u1ecb \u0111\u00ecnh tr\u1ec7 v\u00e0 ph\u1ea3i thu h\u1eb9p l\u1ea1i, nh\u00e2n vi\u00ean c\u00f3 th\u1ec3 b\u1ecb sa th\u1ea3i h\u00e0ng lo\u1ea1t, uy t\u00edn v\u00e0 v\u1ecb th\u1ebf \u0111ang c\u00f3 tr\u00ean th\u1ecb tr\u01b0\u1eddng c\u00f3 th\u1ec3 b\u1ecb \u1ea3nh h\u01b0\u1edfng nghi\u00eam tr\u1ecdng… V\u00ec l\u1ebd \u0111\u00f3, r\u1eafc r\u1ed1i t\u00e0i …<\/p>\n","protected":false},"author":4,"featured_media":14296,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[46,50,68,52],"tags":[],"class_list":["post-14295","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ban-le","category-kinh-doanh","category-tai-chinh-quan-ly","category-thi-truong-ban-le"],"yoast_head":"\n10 c\u00e1ch gi\u1ea3m nh\u1eb9 nh\u1eefng 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