{"id":6886,"date":"2017-06-16T15:32:59","date_gmt":"2017-06-16T08:32:59","guid":{"rendered":"https:\/\/thitruongsi.com\/kinh-nghiem\/?p=6886"},"modified":"2017-06-20T11:00:57","modified_gmt":"2017-06-20T04:00:57","slug":"dong-von-kho-chay-tai-ai","status":"publish","type":"post","link":"https:\/\/thitruongsi.com\/kinh-nghiem\/dong-von-kho-chay-tai-ai\/","title":{"rendered":"D\u00f2ng v\u1ed1n kh\u00f3 ch\u1ea3y, t\u1ea1i ai?"},"content":{"rendered":"

Nhi\u1ec1u n\u0103m qua, doanh nghi\u1ec7p<\/strong><\/em> li\u00ean t\u1ee5c k\u00eau kh\u00f3 ti\u1ebfp c\u1eadn v\u1ed1n<\/strong><\/em>, ng\u00e2n h\u00e0ng c\u0169ng k\u00eau kh\u1ed5 khi t\u00ecm kh\u00e1ch cho vay, nhi\u1ec1u khi ph\u1ea3i \u0111\u1ee9ng cho vay r\u1ed3i l\u1ea1i “qu\u1ef3” thu n\u1ee3,\u2026Cung c\u1ea7u kh\u00f4ng g\u1eb7p nhau, l\u1ed7i t\u1ea1i ng\u00e2n h\u00e0ng hay t\u1ea1i doanh nghi\u1ec7p?<\/p>\n

Trong m\u1ed1i quan h\u1ec7 c\u1ed9ng sinh, ng\u00e2n h\u00e0ng v\u00e0 doanh nghi\u1ec7p l\u00e0 nh\u1eefng \u0111\u1ed1i t\u00e1c quan tr\u1ecdng, c\u00f3 \u00fd ngh\u0129a quy\u1ebft \u0111\u1ecbnh \u0111\u1ebfn s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a nhau. Doanh nghi\u1ec7p l\u00e0 \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c quan t\u00e2m h\u00e0ng \u0111\u1ea7u c\u1ee7a c\u00e1c NHTM v\u00e0 ng\u01b0\u1ee3c l\u1ea1i doanh nghi\u1ec7p mu\u1ed1n s\u1ed1ng kh\u1ecfe c\u1ea7n ph\u1ea3i c\u00f3 “h\u1ea7u bao” c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng.<\/p>\n

Tuy nhi\u00ean, nhi\u1ec1u n\u0103m qua, doanh nghi\u1ec7p li\u00ean t\u1ee5c k\u00eau kh\u00f3 ti\u1ebfp c\u1eadn v\u1ed1n<\/strong><\/em>, ng\u00e2n h\u00e0ng c\u0169ng k\u00eau kh\u1ed5 khi t\u00ecm kh\u00e1ch cho vay, \u0111\u1ee9ng cho vay r\u1ed3i l\u1ea1i “qu\u1ef3” thu h\u1ed3i n\u1ee3,\u2026Cung c\u1ea7u kh\u00f4ng g\u1eb7p nhau, l\u1ed7i t\u1ea1i ng\u00e2n h\u00e0ng, t\u1ea1i doanh nghi\u1ec7p hay c\u1ea3 \u0111\u00f4i b\u00ean?<\/p>\n

Nh\u1eefng ng\u01b0\u1eddi c\u00f9ng kh\u1ed5<\/strong><\/h2>\n

Kinh t\u1ebf kh\u00f3 kh\u0103n chung khi\u1ebfn t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh c\u1ee7a doanh nghi\u1ec7p sa s\u00fat, n\u1ee3 qu\u00e1 h\u1ea1n ph\u00e1t sinh nhi\u1ec1u, r\u1ea5t nhi\u1ec1u doanh nghi\u1ec7p kh\u00f4ng tr\u1ea3 \u0111\u01b0\u1ee3c n\u1ee3, th\u1eadm ch\u00ed ph\u00e1 s\u1ea3n, k\u00e9o theo n\u1ee3 x\u1ea5u c\u1ee7a ng\u00e2n h\u00e0ng t\u0103ng. Nhi\u1ec1u doanh nghi\u1ec7p kh\u00f4ng \u0111\u01b0\u1ee3c r\u00f3t v\u1ed1n \u0111\u1ec3 th\u1ef1c hi\u1ec7n c\u00e1c ph\u01b0\u01a1ng \u00e1n kinh doanh m\u1edbi, r\u01a1i v\u00e0o v\u00f2ng lu\u1ea9n qu\u1ea9n, s\u1ed1ng d\u1edf ch\u1ebft d\u1edf\u2026<\/p>\n

Hi\u1ec7n nay, ch\u1ec9 c\u00f3 kho\u1ea3ng 30% s\u1ed1 DN nh\u1ecf v\u00e0 v\u1eeba c\u00f3 kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn v\u00e0 \u0111\u01b0\u1ee3c vay v\u1ed1n th\u01b0\u1eddng xuy\u00ean. H\u01a1n 48% doanh nghi\u1ec7p trong di\u1ec7n \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng xem x\u00e9t, t\u1ee9c l\u00e0 c\u00f3 v\u01b0\u1edbng m\u1eafc v\u1edbi ng\u00e2n h\u00e0ng v\u1ec1 n\u1ee3 x\u1ea5u, v\u00e0 s\u1ed1 c\u00f2n l\u1ea1i l\u00e0 g\u1ea7n nh\u01b0 r\u1ea5t kh\u00f3 \u0111\u1ec3 xem x\u00e9t v\u00e0 ho\u1ea1t \u0111\u1ed9ng trong di\u1ec7n c\u1ea7m ch\u1eebng v\u00ec thi\u1ebfu v\u1ed1n quay v\u00f2ng.<\/p>\n

Th\u1ef1c t\u1ebf cho th\u1ea5y trong b\u1ed1i c\u1ea3nh l\u00e0m \u0103n kh\u00f3 kh\u0103n c\u1ee7a doanh nghi\u1ec7p, nhi\u1ec1u m\u00f3n cho vay \u0111\u1ed1i v\u1edbi DN nh\u1ecf v\u00e0 v\u1eeba b\u1ecb… m\u1ea5t khi\u1ebfn ng\u00e2n h\u00e0ng c\u00e0ng si\u1ebft ch\u1eb7t c\u00e1c \u0111i\u1ec1u ki\u1ec7n vay v\u1ed1n<\/strong><\/em>. T\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u t\u1ea1i c\u00e1c DN nh\u1ecf v\u00e0 v\u1eeba r\u1ea5t th\u1ea5p nh\u01b0ng ph\u1ea7n l\u1edbn doanh nghi\u1ec7p l\u1ea1i thi\u1ebfu c\u00e1c \u0111i\u1ec1u ki\u1ec7n \u0111\u1ea3m b\u1ea3o t\u00edn d\u1ee5ng cho m\u00ecnh. Vi\u1ec7c th\u1ea9m \u0111\u1ecbnh, ch\u1ecdn l\u1ecdc kh\u00e1ch h\u00e0ng c\u0169ng theo c\u00e1ch k\u1ef9 l\u01b0\u1ee1ng h\u01a1n. Trong khi \u0111\u00f3, nhi\u1ec1u doanh nghi\u1ec7p kh\u00f4ng \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c c\u00e1c \u0111i\u1ec1u ki\u1ec7n vay v\u1ed1n c\u1ee7a ng\u00e2n h\u00e0ng.<\/p>\n

Trong khi \u0111\u00f3, c\u00e1c k\u00eanh huy \u0111\u1ed9ng v\u1ed1n kh\u00e1c tr\u00ean th\u1ecb tr\u01b0\u1eddng nh\u01b0 ph\u00e1t h\u00e0nh c\u1ed5 phi\u1ebfu<\/em><\/strong>, tr\u00e1i phi\u1ebfu ho\u1eb7c t\u1ef1 huy \u0111\u1ed9ng v\u1ed1n th\u00ec ph\u1ea7n l\u1edbn DN nh\u1ecf v\u00e0 v\u1eeba th\u01b0\u1eddng kh\u00f4ng c\u00f3 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n v\u00e0 uy t\u00edn.<\/p>\n

C\u00f2n v\u1ec1 ph\u00eda ng\u00e2n h\u00e0ng, theo chia s\u1ebb c\u1ee7a m\u1ed9t s\u1ed1\u00a0l<\/a>\u00e3nh \u0111\u1ea1o ng\u00e2n h\u00e0ng cho bi\u1ebft h\u1ecd \u0111ang \u201c\u0111\u1ecf m\u1eaft\u201d t\u00ecm kh\u00e1ch h\u00e0ng, t\u00ecm th\u1ea5y \u0111\u01b0\u1ee3c kh\u00e1ch \u0111\u00e3 m\u1eebng nh\u01b0ng mu\u1ed1n cho vay \u0111\u01b0\u1ee3c l\u1ea1i t\u00f9y thu\u1ed9c v\u00e0o vi\u1ec7c doanh nghi\u1ec7p c\u00f3 \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c \u0111i\u1ec1u ki\u1ec7n t\u00edn d\u1ee5ng, c\u00f3 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o,.. hay kh\u00f4ng?<\/p>\n

L\u00e3nh \u0111\u1ea1o m\u1ed9t ng\u00e2n h\u00e0ng c\u1ed5 ph\u1ea7n ph\u00eda Nam cho bi\u1ebft, kh\u00f4ng c\u1ee9 l\u00e0 doanh nghi\u1ec7p l\u1edbn, ngay c\u1ea3 nh\u1eefng DN nh\u1ecf v\u00e0 v\u1eeba nh\u01b0ng c\u00f3 t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh r\u00f5 r\u00e0ng, ng\u00e2n h\u00e0ng r\u1ea5t d\u1ec5 x\u00e9t duy\u1ec7t cho vay. Tuy nhi\u00ean, ph\u1ea7n l\u1edbn DN nh\u1ecf v\u00e0 v\u1eeba \u0111\u1ec1u \u0111ang c\u00f3 t\u00ecnh tr\u1ea1ng s\u1ed5 s\u00e1ch ch\u01b0a r\u00f5 r\u00e0ng, m\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng v\u1ed1n ch\u01b0a thuy\u1ebft ph\u1ee5c, \u0111\u1eb7c bi\u1ec7t kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3 v\u1eabn l\u00e0 d\u1ea5u h\u1ecfi l\u1edbn n\u00ean ng\u00e2n h\u00e0ng d\u00f9 c\u00f3 mu\u1ed1n c\u0169ng kh\u00f4ng th\u1ec3 x\u00e9t duy\u1ec7t cho vay.<\/p>\n

Trao \u0111\u1ed5i v\u1edbi ch\u00fang t\u00f4i, m\u1ed9t v\u1ecb l\u00e3nh \u0111\u1ea1o NHNN cho bi\u1ebft, v\u1ea5n \u0111\u1ec1 n\u00e0y n\u1ebfu gi\u1ea3i quy\u1ebft m\u00e0 ch\u1ec9 t\u1eeb ph\u00eda NHTM v\u00e0 doanh nghi\u1ec7p th\u00ec ch\u1ec9 m\u1edbi l\u00e0 \u0111i\u1ec3m c\u1ea7n ch\u1ee9 ch\u01b0a \u0111\u1ee7, m\u00e0 c\u1ea7n c\u00f3 s\u1ef1 tham gia c\u1ee7a \u0111\u1ecba ph\u01b0\u01a1ng. C\u00e1c S\u1edf, ng\u00e0nh \u0111\u1ecba ph\u01b0\u01a1ng c\u1ea7n m\u1edf nhi\u1ec1u cu\u1ed9c \u0111\u1ed1i tho\u1ea1i tr\u1ef1c ti\u1ebfp gi\u1eefa ng\u00e2n h\u00e0ng v\u1edbi doanh nghi\u1ec7p, t\u1ea1o \u0111i\u1ec1u ki\u1ec7n cho h\u1ecd g\u1eb7p nhau nhi\u1ec1u h\u01a1n.<\/p>\n

T\u00ednh qu\u1ea3n tr\u1ecb minh b\u1ea1ch \u1edf c\u00e1c doanh nghi\u1ec7p v\u1eabn c\u00f2n y\u1ebfu v\u00e0 thi\u1ebfu, v\u00ec v\u1eady c\u1ea7n ho\u1ea1t \u0111\u1ed9ng ch\u00e2n th\u1ef1c, b\u00e0i b\u1ea3n v\u00e0 minh b\u1ea1ch, b\u1ec1n v\u1eefng ch\u1ee9 kh\u00f4ng ph\u1ea3i \u201c\u0103n x\u1ed5i \u1edf th\u00ec\u201d,\u2026 \u0110\u1ed3ng th\u1eddi, c\u00e1c ng\u00e2n h\u00e0ng c\u0169ng c\u1ea7n l\u1eafng nghe th\u1ea5u hi\u1ec3u doanh nghi\u1ec7p v\u00e0 n\u00e2ng cao qu\u1ea3n tr\u1ecb r\u1ee7i ro.<\/p>\n

L\u00e3i su\u1ea5t\u00a0vay s\u1ebd t\u0103ng?<\/strong><\/h2>\n

Trong khi b\u00e0i to\u00e1n l\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 gi\u00fap doanh nghi\u1ec7p v\u00e0 ng\u00e2n h\u00e0ng \u201cg\u1eb7p nhau\u201d v\u1eabn ch\u01b0a \u0111\u01b0\u1ee3c g\u1ee1 r\u1ed1i th\u00ec l\u00e3i su\u1ea5t l\u1ea1i tr\u1edf th\u00e0nh c\u00e2u chuy\u1ec7n nh\u1ee9c \u0111\u1ea7u nh\u1ea5t khi\u1ebfn c\u01a1 quan \u0111i\u1ec1u h\u00e0nh ph\u1ea3i c\u00e2n \u0111o th\u1eadn tr\u1ecdng hi\u1ec7n nay.<\/p>\n

Sau phi\u00ean h\u1ecdp Ch\u00ednh ph\u1ee7 th\u01b0\u1eddng k\u1ef3 th\u00e1ng 5, NHNN \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ea1o x\u00e2y d\u1ef1ng l\u1ed9 tr\u00ecnh b\u00e1o c\u00e1o Th\u1ee7 t\u01b0\u1edbng, quy\u1ebft t\u00e2m t\u1eeb nay \u0111\u1ebfn cu\u1ed1i n\u0103m \u0111\u01b0a ra c\u00e1c k\u1ecbch b\u1ea3n\u00a0gi\u1ea3m l\u00e3i su\u1ea5t\u00a0.<\/p>\n

Ngo\u00e0i ra, trong \u0111\u1ecbnh h\u01b0\u1edbng nhi\u1ec7m v\u1ee5 ph\u00e1t tri\u1ec3n KTXH n\u0103m 2017, Th\u1ee7 t\u01b0\u1edbng c\u0169ng y\u00eau c\u1ea7u \u0111i\u1ec1u h\u00e0nh l\u00e3i su\u1ea5t ph\u00f9 h\u1ee3p v\u1edbi di\u1ec5n bi\u1ebfn kinh t\u1ebf v\u0129 m\u00f4,\u00a0l\u1ea1m ph\u00e1t\u00a0v\u00e0 th\u1ecb tr\u01b0\u1eddng ti\u1ec1n t\u1ec7, ph\u1ea5n \u0111\u1ea5u gi\u1ea3m l\u00e3i su\u1ea5t, g\u00f3p ph\u1ea7n gi\u1ea3m chi ph\u00ed \u0111\u1ea7u v\u00e0o v\u00e0 t\u0103ng kh\u1ea3 n\u0103ng c\u1ea1nh tranh c\u1ee7a s\u1ea3n ph\u1ea9m.<\/p>\n

NHNN c\u0169ng th\u1ec3 hi\u1ec7n quy\u1ebft t\u00e2m gi\u1ea3m l\u00e3i su\u1ea5t khi ban h\u00e0nh Ch\u1ec9 th\u1ecb 04 v\u1ec1 \u0111i\u1ec1u h\u00e0nh CSTT v\u00e0 ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng 6 th\u00e1ng cu\u1ed1i n\u0103m. M\u1ed9t trong nh\u1eefng y\u00eau c\u1ea7u \u0111\u01b0\u1ee3c Th\u1ed1ng \u0111\u1ed1c \u0111\u01b0a ra l\u00e0 \u1ed5n \u0111\u1ecbnh l\u00e3i su\u1ea5t huy \u0111\u1ed9ng \u0111\u1ec3 c\u00f3 \u0111i\u1ec1u ki\u1ec7n gi\u1ea3m l\u00e3i su\u1ea5t cho vay.<\/p>\n

Tuy nhi\u00ean sau 2 th\u00e1ng, t\u1ea1i phi\u00ean h\u1ecdp Ch\u00ednh ph\u1ee7 tr\u1ef1c tuy\u1ebfn chi\u1ec1u ng\u00e0y 1\/7, nh\u1eadn \u0111\u1ecbnh th\u1eddi gian t\u1edbi, Th\u1ed1ng \u0111\u1ed1c cho r\u1eb1ng s\u1ee9c \u00e9p t\u0103ng l\u00e3i su\u1ea5t tr\u00ean th\u1ecb tr\u01b0\u1eddng l\u00e0 r\u1ea5t l\u1edbn, xu\u1ea5t ph\u00e1t t\u1eeb k\u1ef3 v\u1ecdng l\u1ea1m ph\u00e1t. Do \u0111\u00f3, \u0111i\u1ec1u h\u00e0nh c\u1ea7n r\u1ea5t th\u1eadn tr\u1ecdng, kh\u00f4ng ch\u1ee7 quan v\u1edbi l\u1ea1m ph\u00e1t, ngo\u00e0i \u0111i\u1ec1u h\u00e0nh gi\u00e1 n\u00f3i chung th\u00ec c\u1ea7n c\u00e2n nh\u1eafc v\u00e0 th\u1eadn tr\u1ecdng c\u00e1c ho\u1ea1t \u0111\u1ed9ng v\u0129 m\u00f4 kh\u00e1c, \u0111\u1ec3 tr\u00e1nh t\u00e1c \u0111\u1ed9ng \u0111i\u1ec1u h\u00e0nh l\u00e3i su\u1ea5t.<\/p>\n

“V\u00ec s\u1ee9c \u00e9p l\u1ea1m ph\u00e1t s\u1ebd t\u1ea1o n\u00ean s\u1ee9c \u00e9p v\u1ed1n v\u00e0 l\u00e3i su\u1ea5t \u0111\u1ea7u v\u00e0o cao. B\u1edfi hi\u1ec7n nay ngu\u1ed3n v\u1ed1n t\u1eadp trung cho kinh t\u1ebf chi\u1ebfm ph\u1ea7n l\u1edbn l\u00e0 ngu\u1ed3n t\u00edn d\u1ee5ng ng\u00e2n h\u00e0ng, nhu c\u1ea7u huy \u0111\u1ed9ng tr\u00e1i phi\u1ebfu c\u0169ng cao h\u01a1n, n\u00ean c\u1ea7n ch\u1ee7 \u0111\u1ed9ng linh ho\u1ea1t trong \u0111i\u1ec1u h\u00e0nh, \u0111\u1ec3 gi\u1eef \u1ed5n \u0111\u1ecbnh l\u00e3i su\u1ea5t cho vay, l\u00e0 r\u1ea5t c\u1ea7n thi\u1ebft” – Th\u1ed1ng \u0111\u1ed1c nh\u1ea5n m\u1ea1nh.<\/p>\n

Nh\u01b0 v\u1eady, m\u1ee5c ti\u00eau gi\u1ea3m l\u00e3i su\u1ea5t l\u00e0 r\u1ea5t kh\u00f3, th\u1eadm ch\u00ed gi\u1eef \u0111\u01b0\u1ee3c m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t nh\u01b0 hi\u1ec7n nay \u0111\u00e3 l\u00e0 m\u1ed9t th\u00e0nh c\u00f4ng.<\/p>\n

Theo TS. L\u00ea Xu\u00e2n Ngh\u0129a, Vi\u1ec7n tr\u01b0\u1edfng Vi\u1ec7n Nghi\u00ean c\u1ee9u Ph\u00e1t tri\u1ec3n kinh doanh, kh\u00f3 kh\u0103n cho Ch\u00ednh ph\u1ee7 l\u00e0 ngu\u1ed3n l\u1ef1c t\u00e0i ch\u00ednh, n\u00ean vi\u1ec7c h\u1ed7 tr\u1ee3 DN nh\u1ecf v\u00e0 v\u1eeba v\u00e0 to\u00e0n b\u1ed9 doanh nghi\u1ec7p trong vi\u1ec7c duy tr\u00ec l\u00e3i su\u1ea5t th\u1ea5p kh\u00f4ng h\u1ec1 d\u1ec5. L\u00e3i su\u1ea5t n\u1ebfu kh\u00f4ng \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t t\u1ed1t r\u1ea5t c\u00f3 th\u1ec3 l\u1ea1m ph\u00e1t t\u0103ng tr\u1edf l\u1ea1i, khi \u0111\u00f3 gi\u00e1 c\u00e1c m\u1eb7t h\u00e0ng c\u01a1 b\u1ea3n \u0111ang c\u00f3 d\u1ea5u hi\u1ec7u ph\u1ee5c h\u1ed3i l\u1ea1i tr\u00f4ng ch\u1edd t\u0103ng tr\u1edf l\u1ea1i. Tuy nhi\u00ean, ch\u00fang ta c\u00f3 l\u1ee3i th\u1ebf l\u00e0 l\u1ee3i su\u1ea5t tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7 \u0111ang c\u00f3 xu h\u01b0\u1edbng \u0111i xu\u1ed1ng, l\u00e3i su\u1ea5t li\u00ean ng\u00e2n h\u00e0ng c\u0169ng \u0111ang \u1edf m\u1ee9c kh\u00e1 th\u1ea5p, \u0111\u00f3 l\u00e0 \u0111i\u1ec1u trong ng\u1eafn h\u1ea1n c\u00f3 th\u1ec3 duy tr\u00ec l\u00e3i su\u1ea5t \u1edf m\u1ee9c th\u1ea5p. Song v\u1ec1 d\u00e0i h\u1ea1n c\u1ea7n ph\u1ea3i ki\u1ec3m tra d\u01b0 \u0111\u1ecba c\u1ee7a ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7, ch\u00ednh s\u00e1ch t\u00e0i kh\u00f3a c\u00f2n bao nhi\u00eau.<\/p>\n

Long Tran\u00a0<\/strong>
\ntri th\u1ee9c tr\u1ebb<\/p>\n","protected":false},"excerpt":{"rendered":"

Nhi\u1ec1u n\u0103m qua, doanh nghi\u1ec7p li\u00ean t\u1ee5c k\u00eau kh\u00f3 ti\u1ebfp c\u1eadn v\u1ed1n, ng\u00e2n h\u00e0ng c\u0169ng k\u00eau kh\u1ed5 khi t\u00ecm kh\u00e1ch cho vay, nhi\u1ec1u khi ph\u1ea3i \u0111\u1ee9ng cho vay r\u1ed3i l\u1ea1i “qu\u1ef3” thu n\u1ee3,\u2026Cung c\u1ea7u kh\u00f4ng g\u1eb7p nhau, l\u1ed7i t\u1ea1i ng\u00e2n h\u00e0ng hay t\u1ea1i doanh nghi\u1ec7p? Trong m\u1ed1i quan h\u1ec7 c\u1ed9ng sinh, ng\u00e2n h\u00e0ng v\u00e0 doanh …<\/p>\n","protected":false},"author":4,"featured_media":6887,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[68],"tags":[],"class_list":["post-6886","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tai-chinh-quan-ly"],"yoast_head":"\nD\u00f2ng v\u1ed1n kh\u00f3 ch\u1ea3y, t\u1ea1i ai? - Th\u1ecb Tr\u01b0\u1eddng S\u1ec9 Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/thitruongsi.com\/kinh-nghiem\/dong-von-kho-chay-tai-ai\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"D\u00f2ng v\u1ed1n kh\u00f3 ch\u1ea3y, t\u1ea1i ai? - Th\u1ecb Tr\u01b0\u1eddng S\u1ec9 Blog\" \/>\n<meta property=\"og:description\" content=\"Nhi\u1ec1u n\u0103m qua, doanh nghi\u1ec7p li\u00ean t\u1ee5c k\u00eau kh\u00f3 ti\u1ebfp c\u1eadn v\u1ed1n, ng\u00e2n h\u00e0ng c\u0169ng k\u00eau kh\u1ed5 khi t\u00ecm kh\u00e1ch cho vay, nhi\u1ec1u khi ph\u1ea3i \u0111\u1ee9ng cho vay r\u1ed3i l\u1ea1i “qu\u1ef3” thu n\u1ee3,\u2026Cung c\u1ea7u kh\u00f4ng g\u1eb7p nhau, l\u1ed7i t\u1ea1i ng\u00e2n h\u00e0ng hay t\u1ea1i doanh nghi\u1ec7p? Trong m\u1ed1i quan h\u1ec7 c\u1ed9ng sinh, ng\u00e2n h\u00e0ng v\u00e0 doanh ...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/thitruongsi.com\/kinh-nghiem\/dong-von-kho-chay-tai-ai\/\" \/>\n<meta property=\"og:site_name\" content=\"Th\u1ecb Tr\u01b0\u1eddng S\u1ec9 Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/thitruongsi\" \/>\n<meta property=\"article:published_time\" content=\"2017-06-16T08:32:59+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2017-06-20T04:00:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/thitruongsi.com\/kinh-nghiem\/wp-content\/uploads\/2017\/06\/Dong-von-kho-chay-tai-ai.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"660\" \/>\n\t<meta property=\"og:image:height\" content=\"495\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Ph\u1ea1m Ph\u01b0\u1ee3ng\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@thitruongsi\" \/>\n<meta name=\"twitter:site\" content=\"@thitruongsi\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"Ph\u1ea1m Ph\u01b0\u1ee3ng\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"10 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/thitruongsi.com\/kinh-nghiem\/dong-von-kho-chay-tai-ai\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/thitruongsi.com\/kinh-nghiem\/dong-von-kho-chay-tai-ai\/\"},\"author\":{\"name\":\"Ph\u1ea1m Ph\u01b0\u1ee3ng\",\"@id\":\"https:\/\/thitruongsi.com\/kinh-nghiem\/#\/schema\/person\/b1d3d0e71852809e6acf56f2d89c17ed\"},\"headline\":\"D\u00f2ng v\u1ed1n kh\u00f3 ch\u1ea3y, t\u1ea1i ai?\",\"datePublished\":\"2017-06-16T08:32:59+00:00\",\"dateModified\":\"2017-06-20T04:00:57+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/thitruongsi.com\/kinh-nghiem\/dong-von-kho-chay-tai-ai\/\"},\"wordCount\":1948,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/thitruongsi.com\/kinh-nghiem\/#organization\"},\"image\":{\"@id\":\"https:\/\/thitruongsi.com\/kinh-nghiem\/dong-von-kho-chay-tai-ai\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/thitruongsi.com\/kinh-nghiem\/wp-content\/uploads\/2017\/06\/Dong-von-kho-chay-tai-ai.jpg\",\"articleSection\":[\"Ta\u0300i chi\u0301nh\"],\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/thitruongsi.com\/kinh-nghiem\/dong-von-kho-chay-tai-ai\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/thitruongsi.com\/kinh-nghiem\/dong-von-kho-chay-tai-ai\/\",\"url\":\"https:\/\/thitruongsi.com\/kinh-nghiem\/dong-von-kho-chay-tai-ai\/\",\"name\":\"D\u00f2ng v\u1ed1n kh\u00f3 ch\u1ea3y, t\u1ea1i ai? - Th\u1ecb Tr\u01b0\u1eddng S\u1ec9 Blog\",\"isPartOf\":{\"@id\":\"https:\/\/thitruongsi.com\/kinh-nghiem\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/thitruongsi.com\/kinh-nghiem\/dong-von-kho-chay-tai-ai\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/thitruongsi.com\/kinh-nghiem\/dong-von-kho-chay-tai-ai\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/thitruongsi.com\/kinh-nghiem\/wp-content\/uploads\/2017\/06\/Dong-von-kho-chay-tai-ai.jpg\",\"datePublished\":\"2017-06-16T08:32:59+00:00\",\"dateModified\":\"2017-06-20T04:00:57+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/thitruongsi.com\/kinh-nghiem\/dong-von-kho-chay-tai-ai\/#breadcrumb\"},\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/thitruongsi.com\/kinh-nghiem\/dong-von-kho-chay-tai-ai\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\/\/thitruongsi.com\/kinh-nghiem\/dong-von-kho-chay-tai-ai\/#primaryimage\",\"url\":\"https:\/\/thitruongsi.com\/kinh-nghiem\/wp-content\/uploads\/2017\/06\/Dong-von-kho-chay-tai-ai.jpg\",\"contentUrl\":\"https:\/\/thitruongsi.com\/kinh-nghiem\/wp-content\/uploads\/2017\/06\/Dong-von-kho-chay-tai-ai.jpg\",\"width\":660,\"height\":495,\"caption\":\"D\u00f2ng v\u1ed1n kh\u00f3 ch\u1ea3y, t\u1ea1i ai?\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/thitruongsi.com\/kinh-nghiem\/dong-von-kho-chay-tai-ai\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/thitruongsi.com\/kinh-nghiem\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"D\u00f2ng v\u1ed1n kh\u00f3 ch\u1ea3y, t\u1ea1i ai?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/thitruongsi.com\/kinh-nghiem\/#website\",\"url\":\"https:\/\/thitruongsi.com\/kinh-nghiem\/\",\"name\":\"Th\u1ecb Tr\u01b0\u1eddng S\u1ec9 Blog\",\"description\":\"Blog chia s\u1ebb kinh nghi\u1ec7m kinh doanh c\u1ee7a Th\u1ecb Tr\u01b0\u1eddng S\u1ec9\",\"publisher\":{\"@id\":\"https:\/\/thitruongsi.com\/kinh-nghiem\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/thitruongsi.com\/kinh-nghiem\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"vi\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/thitruongsi.com\/kinh-nghiem\/#organization\",\"name\":\"CTY C\u1ed4 PH\u1ea6N D\u1ecaCH V\u1ee4 TTS\",\"alternateName\":\"TTS SERVICES JSC\",\"url\":\"https:\/\/thitruongsi.com\/kinh-nghiem\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\/\/thitruongsi.com\/kinh-nghiem\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/thitruongsi.com\/kinh-nghiem\/wp-content\/uploads\/2017\/11\/avt_tts_1024.png\",\"contentUrl\":\"https:\/\/thitruongsi.com\/kinh-nghiem\/wp-content\/uploads\/2017\/11\/avt_tts_1024.png\",\"width\":1024,\"height\":1024,\"caption\":\"CTY C\u1ed4 PH\u1ea6N D\u1ecaCH V\u1ee4 TTS\"},\"image\":{\"@id\":\"https:\/\/thitruongsi.com\/kinh-nghiem\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/thitruongsi\",\"https:\/\/x.com\/thitruongsi\",\"https:\/\/www.instagram.com\/thitruongsi.tts\/\",\"https:\/\/www.linkedin.com\/company\/thitruongsi\/\",\"https:\/\/www.pinterest.com\/thitruongsi\/\",\"https:\/\/www.youtube.com\/channel\/UC9btFP6GTUK3gheS-czzzqg\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/thitruongsi.com\/kinh-nghiem\/#\/schema\/person\/b1d3d0e71852809e6acf56f2d89c17ed\",\"name\":\"Ph\u1ea1m Ph\u01b0\u1ee3ng\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\/\/thitruongsi.com\/kinh-nghiem\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/thitruongsi.com\/kinh-nghiem\/wp-content\/litespeed\/avatar\/90bea0a817a3beb97de08f50adbd27c8.jpg?ver=1778481602\",\"contentUrl\":\"https:\/\/thitruongsi.com\/kinh-nghiem\/wp-content\/litespeed\/avatar\/90bea0a817a3beb97de08f50adbd27c8.jpg?ver=1778481602\",\"caption\":\"Ph\u1ea1m Ph\u01b0\u1ee3ng\"},\"sameAs\":[\"https:\/\/thitruongsi.com\"],\"url\":\"https:\/\/thitruongsi.com\/kinh-nghiem\/author\/phuongpcm\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"D\u00f2ng v\u1ed1n kh\u00f3 ch\u1ea3y, t\u1ea1i ai? - Th\u1ecb Tr\u01b0\u1eddng S\u1ec9 Blog","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/thitruongsi.com\/kinh-nghiem\/dong-von-kho-chay-tai-ai\/","og_locale":"vi_VN","og_type":"article","og_title":"D\u00f2ng v\u1ed1n kh\u00f3 ch\u1ea3y, t\u1ea1i ai? - Th\u1ecb Tr\u01b0\u1eddng S\u1ec9 Blog","og_description":"Nhi\u1ec1u n\u0103m qua, doanh nghi\u1ec7p li\u00ean t\u1ee5c k\u00eau kh\u00f3 ti\u1ebfp c\u1eadn v\u1ed1n, ng\u00e2n h\u00e0ng c\u0169ng k\u00eau kh\u1ed5 khi t\u00ecm kh\u00e1ch cho vay, nhi\u1ec1u khi ph\u1ea3i \u0111\u1ee9ng cho vay r\u1ed3i l\u1ea1i “qu\u1ef3” thu n\u1ee3,\u2026Cung c\u1ea7u kh\u00f4ng g\u1eb7p nhau, l\u1ed7i t\u1ea1i ng\u00e2n h\u00e0ng hay t\u1ea1i doanh nghi\u1ec7p? Trong m\u1ed1i quan h\u1ec7 c\u1ed9ng sinh, ng\u00e2n h\u00e0ng v\u00e0 doanh ...","og_url":"https:\/\/thitruongsi.com\/kinh-nghiem\/dong-von-kho-chay-tai-ai\/","og_site_name":"Th\u1ecb Tr\u01b0\u1eddng S\u1ec9 Blog","article_publisher":"https:\/\/www.facebook.com\/thitruongsi","article_published_time":"2017-06-16T08:32:59+00:00","article_modified_time":"2017-06-20T04:00:57+00:00","og_image":[{"width":660,"height":495,"url":"https:\/\/thitruongsi.com\/kinh-nghiem\/wp-content\/uploads\/2017\/06\/Dong-von-kho-chay-tai-ai.jpg","type":"image\/jpeg"}],"author":"Ph\u1ea1m Ph\u01b0\u1ee3ng","twitter_card":"summary_large_image","twitter_creator":"@thitruongsi","twitter_site":"@thitruongsi","twitter_misc":{"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi":"Ph\u1ea1m Ph\u01b0\u1ee3ng","\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc":"10 ph\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/thitruongsi.com\/kinh-nghiem\/dong-von-kho-chay-tai-ai\/#article","isPartOf":{"@id":"https:\/\/thitruongsi.com\/kinh-nghiem\/dong-von-kho-chay-tai-ai\/"},"author":{"name":"Ph\u1ea1m Ph\u01b0\u1ee3ng","@id":"https:\/\/thitruongsi.com\/kinh-nghiem\/#\/schema\/person\/b1d3d0e71852809e6acf56f2d89c17ed"},"headline":"D\u00f2ng v\u1ed1n kh\u00f3 ch\u1ea3y, t\u1ea1i ai?","datePublished":"2017-06-16T08:32:59+00:00","dateModified":"2017-06-20T04:00:57+00:00","mainEntityOfPage":{"@id":"https:\/\/thitruongsi.com\/kinh-nghiem\/dong-von-kho-chay-tai-ai\/"},"wordCount":1948,"commentCount":0,"publisher":{"@id":"https:\/\/thitruongsi.com\/kinh-nghiem\/#organization"},"image":{"@id":"https:\/\/thitruongsi.com\/kinh-nghiem\/dong-von-kho-chay-tai-ai\/#primaryimage"},"thumbnailUrl":"https:\/\/thitruongsi.com\/kinh-nghiem\/wp-content\/uploads\/2017\/06\/Dong-von-kho-chay-tai-ai.jpg","articleSection":["Ta\u0300i chi\u0301nh"],"inLanguage":"vi","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/thitruongsi.com\/kinh-nghiem\/dong-von-kho-chay-tai-ai\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/thitruongsi.com\/kinh-nghiem\/dong-von-kho-chay-tai-ai\/","url":"https:\/\/thitruongsi.com\/kinh-nghiem\/dong-von-kho-chay-tai-ai\/","name":"D\u00f2ng v\u1ed1n kh\u00f3 ch\u1ea3y, t\u1ea1i ai? - Th\u1ecb Tr\u01b0\u1eddng S\u1ec9 Blog","isPartOf":{"@id":"https:\/\/thitruongsi.com\/kinh-nghiem\/#website"},"primaryImageOfPage":{"@id":"https:\/\/thitruongsi.com\/kinh-nghiem\/dong-von-kho-chay-tai-ai\/#primaryimage"},"image":{"@id":"https:\/\/thitruongsi.com\/kinh-nghiem\/dong-von-kho-chay-tai-ai\/#primaryimage"},"thumbnailUrl":"https:\/\/thitruongsi.com\/kinh-nghiem\/wp-content\/uploads\/2017\/06\/Dong-von-kho-chay-tai-ai.jpg","datePublished":"2017-06-16T08:32:59+00:00","dateModified":"2017-06-20T04:00:57+00:00","breadcrumb":{"@id":"https:\/\/thitruongsi.com\/kinh-nghiem\/dong-von-kho-chay-tai-ai\/#breadcrumb"},"inLanguage":"vi","potentialAction":[{"@type":"ReadAction","target":["https:\/\/thitruongsi.com\/kinh-nghiem\/dong-von-kho-chay-tai-ai\/"]}]},{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/thitruongsi.com\/kinh-nghiem\/dong-von-kho-chay-tai-ai\/#primaryimage","url":"https:\/\/thitruongsi.com\/kinh-nghiem\/wp-content\/uploads\/2017\/06\/Dong-von-kho-chay-tai-ai.jpg","contentUrl":"https:\/\/thitruongsi.com\/kinh-nghiem\/wp-content\/uploads\/2017\/06\/Dong-von-kho-chay-tai-ai.jpg","width":660,"height":495,"caption":"D\u00f2ng v\u1ed1n kh\u00f3 ch\u1ea3y, t\u1ea1i ai?"},{"@type":"BreadcrumbList","@id":"https:\/\/thitruongsi.com\/kinh-nghiem\/dong-von-kho-chay-tai-ai\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/thitruongsi.com\/kinh-nghiem\/"},{"@type":"ListItem","position":2,"name":"D\u00f2ng v\u1ed1n kh\u00f3 ch\u1ea3y, t\u1ea1i ai?"}]},{"@type":"WebSite","@id":"https:\/\/thitruongsi.com\/kinh-nghiem\/#website","url":"https:\/\/thitruongsi.com\/kinh-nghiem\/","name":"Th\u1ecb Tr\u01b0\u1eddng S\u1ec9 Blog","description":"Blog chia s\u1ebb kinh nghi\u1ec7m kinh doanh c\u1ee7a Th\u1ecb Tr\u01b0\u1eddng S\u1ec9","publisher":{"@id":"https:\/\/thitruongsi.com\/kinh-nghiem\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/thitruongsi.com\/kinh-nghiem\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"vi"},{"@type":"Organization","@id":"https:\/\/thitruongsi.com\/kinh-nghiem\/#organization","name":"CTY C\u1ed4 PH\u1ea6N D\u1ecaCH V\u1ee4 TTS","alternateName":"TTS SERVICES JSC","url":"https:\/\/thitruongsi.com\/kinh-nghiem\/","logo":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/thitruongsi.com\/kinh-nghiem\/#\/schema\/logo\/image\/","url":"https:\/\/thitruongsi.com\/kinh-nghiem\/wp-content\/uploads\/2017\/11\/avt_tts_1024.png","contentUrl":"https:\/\/thitruongsi.com\/kinh-nghiem\/wp-content\/uploads\/2017\/11\/avt_tts_1024.png","width":1024,"height":1024,"caption":"CTY C\u1ed4 PH\u1ea6N D\u1ecaCH V\u1ee4 TTS"},"image":{"@id":"https:\/\/thitruongsi.com\/kinh-nghiem\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/thitruongsi","https:\/\/x.com\/thitruongsi","https:\/\/www.instagram.com\/thitruongsi.tts\/","https:\/\/www.linkedin.com\/company\/thitruongsi\/","https:\/\/www.pinterest.com\/thitruongsi\/","https:\/\/www.youtube.com\/channel\/UC9btFP6GTUK3gheS-czzzqg"]},{"@type":"Person","@id":"https:\/\/thitruongsi.com\/kinh-nghiem\/#\/schema\/person\/b1d3d0e71852809e6acf56f2d89c17ed","name":"Ph\u1ea1m Ph\u01b0\u1ee3ng","image":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/thitruongsi.com\/kinh-nghiem\/#\/schema\/person\/image\/","url":"https:\/\/thitruongsi.com\/kinh-nghiem\/wp-content\/litespeed\/avatar\/90bea0a817a3beb97de08f50adbd27c8.jpg?ver=1778481602","contentUrl":"https:\/\/thitruongsi.com\/kinh-nghiem\/wp-content\/litespeed\/avatar\/90bea0a817a3beb97de08f50adbd27c8.jpg?ver=1778481602","caption":"Ph\u1ea1m Ph\u01b0\u1ee3ng"},"sameAs":["https:\/\/thitruongsi.com"],"url":"https:\/\/thitruongsi.com\/kinh-nghiem\/author\/phuongpcm\/"}]}},"views":90,"_links":{"self":[{"href":"https:\/\/thitruongsi.com\/kinh-nghiem\/wp-json\/wp\/v2\/posts\/6886"}],"collection":[{"href":"https:\/\/thitruongsi.com\/kinh-nghiem\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/thitruongsi.com\/kinh-nghiem\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/thitruongsi.com\/kinh-nghiem\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/thitruongsi.com\/kinh-nghiem\/wp-json\/wp\/v2\/comments?post=6886"}],"version-history":[{"count":0,"href":"https:\/\/thitruongsi.com\/kinh-nghiem\/wp-json\/wp\/v2\/posts\/6886\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/thitruongsi.com\/kinh-nghiem\/wp-json\/wp\/v2\/media\/6887"}],"wp:attachment":[{"href":"https:\/\/thitruongsi.com\/kinh-nghiem\/wp-json\/wp\/v2\/media?parent=6886"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/thitruongsi.com\/kinh-nghiem\/wp-json\/wp\/v2\/categories?post=6886"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/thitruongsi.com\/kinh-nghiem\/wp-json\/wp\/v2\/tags?post=6886"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}