{"id":9965,"date":"2017-07-17T14:25:32","date_gmt":"2017-07-17T07:25:32","guid":{"rendered":"https:\/\/thitruongsi.com\/kinh-nghiem\/?p=9965"},"modified":"2017-07-24T13:50:59","modified_gmt":"2017-07-24T06:50:59","slug":"doanh-nghiep-nho-va-vua-can-tiep-oxy-de-lon-len","status":"publish","type":"post","link":"https:\/\/thitruongsi.com\/kinh-nghiem\/doanh-nghiep-nho-va-vua-can-tiep-oxy-de-lon-len\/","title":{"rendered":"Doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba c\u1ea7n ‘ti\u1ebfp oxy’ \u0111\u1ec3 l\u1edbn l\u00ean"},"content":{"rendered":"

Mu\u1ed1n doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba ph\u00e1t tri\u1ec3n, Nh\u00e0 n\u01b0\u1edbc c\u1ea7n \u0111\u01b0a ra ch\u00ednh s\u00e1ch h\u1ed7 tr\u1ee3 d\u00e0i h\u1ea1n ch\u1ee9 kh\u00f4ng \u0111\u01a1n thu\u1ea7n l\u00e0 \u201cm\u1ed3i c\u00e2u\u201d ng\u1eafn h\u1ea1n.<\/strong><\/p>\n

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H\u01a1n 10 n\u0103m kinh doanh tr\u00ean th\u01b0\u01a1ng tr\u01b0\u1eddng, \u00f4ng Nguy\u1ec5n V\u0103n Nguy\u00ean \u2013 ch\u1ee7 m\u1ed9t doanh nghi\u1ec7p v\u1ec1 xu\u1ea5t kh\u1ea9u h\u00e0ng th\u00eau \u0111an \u0111\u00fac k\u1ebft 3 tr\u1edf ng\u1ea1i m\u00e0 doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba nh\u01b0 \u0111\u01a1n v\u1ecb \u00f4ng \u0111ang v\u01b0\u1edbng, \u0111\u00f3 l\u00e0 thu\u1ebf, v\u1ed1n v\u00e0 chi\u1ebfn l\u01b0\u1ee3c kinh doanh.<\/p>\n

\u201cTh\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh v\u1ec1 thu\u1ebf qu\u00e1 r\u01b0\u1eddm r\u00e0, m\u1ea5t nhi\u1ec1u chi ph\u00ed v\u00e0 th\u1eddi gian khi\u1ebfn doanh nghi\u1ec7p ch\u1ec9 m\u1ea3i lo \u0111\u1ed1i ph\u00f3 c\u0169ng \u0111\u1ee7 m\u1ec7t\u201d, \u00f4ng Nguy\u00ean chia s\u1ebb.<\/p>\n

Kh\u00f4ng gi\u1ed1ng doanh nghi\u1ec7p \u00f4ng Nguy\u00ean, \u0111i\u1ec3m kh\u00f3 nh\u1ea5t c\u00f4ng ty c\u1ee7a b\u00e0 B\u00f9i H\u1ed3ng H\u00e0 \u2013 chuy\u00ean ph\u00e1t tri\u1ec3n d\u00f2ng s\u1ea3n ph\u1ea9m vi sinh \u1ee9ng d\u1ee5ng trong n\u00f4ng nghi\u1ec7p g\u1eb7p l\u1ea1i l\u00e0 ti\u1ebfp c\u1eadn vay v\u1ed1n ng\u00e2n h\u00e0ng. R\u1ea5t nhi\u1ec1u l\u1eddi m\u1eddi ch\u00e0o t\u1eeb ph\u00eda ng\u00e2n h\u00e0ng, nh\u01b0ng t\u1edbi khi l\u00e0m th\u1ee7 t\u1ee5c, h\u1ed3 s\u01a1 m\u1edbi th\u1ea5y tr\u1ea7n ai. \u201cCh\u00fang t\u00f4i c\u1ea7n \u0111\u01b0\u1ee3c \u201cti\u1ebfp oxy\u201d, ngay t\u1eeb ch\u00ednh vi\u1ec7c g\u1ee1 kh\u00f3 vay v\u1ed1n ng\u00e2n h\u00e0ng th\u00ec m\u1edbi c\u00f3 th\u1ec3 ph\u00e1t tri\u1ec3n \u0111\u01b0\u1ee3c\u201d, b\u00e0 H\u00e0 n\u00f3i.<\/p>\n

Nh\u01b0ng t\u1eeb 1\/1\/2018 t\u1edbi, c\u00e1c doanh nghi\u1ec7p nh\u1ecf nh\u01b0 c\u1ee7a \u00f4ng Nguy\u00ean, b\u00e0 H\u00e0\u2026 s\u1ebd n\u1eb1m trong s\u1ed1 h\u01a1n n\u1eeda tri\u1ec7u doanh nghi\u1ec7p khu v\u1ef1c n\u00e0y nh\u1eadn \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3, khi Lu\u1eadt h\u1ed7 tr\u1ee3 doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba ch\u00ednh th\u1ee9c c\u00f3 hi\u1ec7u l\u1ef1c.<\/p>\n\n\n\n\n
\"doanh-nghiep-nho-va-vua-can-tiep-oxy-de-lon-len\"<\/td>\n<\/tr>\n
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Doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba \u0111ang r\u1ea5t k\u1ef3 v\u1ecdng nh\u1eefng ch\u00ednh s\u00e1ch h\u1ed7 tr\u1ee3 t\u1eeb Lu\u1eadt h\u1ed7 tr\u1ee3 doanh nghi\u1ec7p v\u1eeba v\u00e0 nh\u1ecf s\u1ebd c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb \u0111\u1ea7u n\u0103m 2018. \u1ea2nh minh ho\u1ea1<\/em><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

B\u00e0n v\u1ec1 nh\u1eefng \u0111i\u1ec3m quan tr\u1ecdng c\u1ee7a Lu\u1eadt h\u1ed7 tr\u1ee3 doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba, Th\u1ee9 tr\u01b0\u1edfng B\u1ed9 K\u1ebf ho\u1ea1ch & \u0110\u1ea7u t\u01b0 \u2013 \u0110\u1eb7ng Huy \u0110\u00f4ng cho r\u1eb1ng, \u0111i\u1ec3m \u201cqu\u00fd\u201d c\u1ee7a lu\u1eadt \u1edf ch\u1ed7 ngo\u00e0i tr\u1ee3 gi\u00fap nh\u1eefng d\u1ecbch v\u1ee5 c\u01a1 b\u1ea3n m\u00e0 s\u1ed1 \u0111\u00f4ng c\u00e1c doanh nghi\u1ec7p \u0111ang c\u1ea7n \u0111\u1ebfn c\u00f2n t\u1ea1o ra c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh h\u1ed7 tr\u1ee3 doanh nghi\u1ec7p ho\u1ea1t \u0111\u1ed9ng \u201ctheo tr\u1ecdng t\u00e2m, tr\u1ecdng \u0111i\u1ec3m ph\u00f9 h\u1ee3p v\u1edbi m\u1ee5c ti\u00eau h\u1ed7 tr\u1ee3 v\u00e0 kh\u1ea3 n\u0103ng c\u00e2n \u0111\u1ed1i ngu\u1ed3n l\u1ef1c t\u1eebng th\u1eddi k\u1ef3\u201d.<\/p>\n

Lu\u1eadt c\u0169ng \u0111\u00e3 nh\u1eadn di\u1ec7n v\u00e0 gi\u1edbi h\u1ea1n bi\u1ec7n ph\u00e1p h\u1ed7 tr\u1ee3 doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba \u1edf 7 bi\u1ec7n ph\u00e1p h\u1ed7 tr\u1ee3 chung (t\u00edn d\u1ee5ng, thu\u1ebf, m\u1eb7t b\u1eb1ng, c\u00f4ng ngh\u1ec7, th\u1ecb tr\u01b0\u1eddng, th\u00f4ng tin, nh\u00e2n l\u1ef1c) v\u00e0 3 nh\u00f3m bi\u1ec7n ph\u00e1p h\u1ed7 tr\u1ee3 m\u1ee5c ti\u00eau (chuy\u1ec3n \u0111\u1ed5i h\u1ed9 kinh doanh, kh\u1edfi nghi\u1ec7p s\u00e1ng t\u1ea1o v\u00e0 chu\u1ed7i li\u00ean k\u1ebft).<\/p>\n

\u201cN\u1ebfu c\u00f3 nh\u1eefng quan \u0111i\u1ec3m v\u1eabn h\u00ecnh dung \u0111\u1ebfn nh\u1eefng kho\u1ea3n ti\u1ec1n m\u1eb7t h\u1ed7 tr\u1ee3 ri\u00eang cho t\u1eebng c\u00e1 nh\u00e2n, t\u1eebng doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba th\u00ec ch\u1eafc ch\u1eafn kh\u00f4ng bao gi\u1edd c\u00f3 chuy\u1ec7n \u0111\u00f3\u201d, \u00f4ng \u0110\u00f4ng n\u00f3i r\u00f5.<\/p>\n

\u0110i\u1ec3m c\u1ee5 th\u1ec3 ho\u00e1 t\u01b0 t\u01b0\u1edfng \u201ch\u1ed7 tr\u1ee3 ng\u01b0\u1eddi \u0111i h\u1ed7 tr\u1ee3\u201d c\u1ee7a Lu\u1eadt \u0111\u01b0\u1ee3c Th\u1ee9 tr\u01b0\u1edfng \u0110\u00f4ng nh\u1ea5n m\u1ea1nh, l\u00e0 Lu\u1eadt kh\u00f4ng y\u00eau c\u1ea7u ng\u00e2n h\u00e0ng c\u00f3 b\u1ea5t c\u1ee9 \u01b0u \u0111\u00e3i n\u00e0o cho doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba vay v\u1ed1n. Thay v\u00e0o \u0111\u00f3, lu\u1eadt khuy\u1ebfn kh\u00edch c\u00e1c ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng c\u1ed1 g\u1eafng \u0111\u1ea1t t\u1ed1i thi\u1ec3u 30% d\u01b0 n\u1ee3 t\u00edn d\u1ee5ng trong h\u1ec7 th\u1ed1ng d\u00e0nh cho doanh nghi\u1ec7p.<\/p>\n

\u201cNg\u00e2n h\u00e0ng l\u00e0 m\u1ed9t doanh nghi\u1ec7p \u0111\u1eb7c th\u00f9 n\u00ean Lu\u1eadt kh\u00f4ng \u00e1p \u0111\u1eb7t c\u00e1c ng\u00e2n h\u00e0ng ph\u1ea3i h\u1ea1 ti\u00eau chu\u1ea9n cho vay. Hi\u1ec7n nay, c\u00e1c ng\u00e2n h\u00e0ng \u0111\u1ec1u c\u00f3 quy\u1ec1n huy \u0111\u1ed9ng v\u1ed1n c\u1ee7a x\u00e3 h\u1ed9i, trong \u0111\u00f3 97% doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba n\u1eb1m trong khu v\u1ef1c n\u00e0y. Khi c\u00e1c doanh nghi\u1ec7p l\u00e0 kh\u00e1ch h\u00e0ng ch\u00ednh s\u1ebd kh\u00f4ng c\u00f3 l\u00fd do g\u00ec \u0111\u1ec3 ng\u00e2n h\u00e0ng kh\u00f4ng h\u01b0\u1edbng t\u1edbi. Do \u0111\u00f3, kh\u00f4ng th\u1ec3 \u0111\u1ed5 t\u1ea1i doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba l\u00e0 t\u00e1c nh\u00e2n khi\u1ebfn ng\u00e2n h\u00e0ng cho vay d\u01b0\u1edbi chu\u1ea9n \u0111\u1ec3 c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn h\u1ec7 l\u1ee5y\u201d, \u00f4ng \u0110\u00f4ng nh\u1eadn \u0111\u1ecbnh.<\/p>\n

\u1ede g\u00f3c \u0111\u1ed9 ng\u00e2n h\u00e0ng, m\u1ed9t trong nh\u1eefng ch\u1ee7 th\u1ec3 s\u1ebd tham gia \u201cchia l\u1eeda\u201d c\u00f9ng Nh\u00e0 n\u01b0\u1edbc, h\u1ed7 tr\u1ee3 doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba, \u00f4ng \u0110\u00e0o Gia H\u01b0ng – Ph\u00f3 gi\u00e1m \u0111\u1ed1c kh\u1ed1i doanh nghi\u1ec7p v\u1eeba v\u00e0 nh\u1ecf c\u1ee7a VPBank th\u1eeba nh\u1eadn, l\u00fd do 70% doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba kh\u00f4ng th\u1ec3 ti\u1ebfp c\u1eadn v\u1ed1n ng\u00e2n h\u00e0ng l\u00e0 do nh\u1eefng kh\u00fac m\u1eafc v\u1ec1 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p. Nh\u01b0ng v\u1edbi ch\u00ednh s\u00e1ch \u0111\u01b0a ra hi\u1ec7n t\u1ea1i c\u1ee7a VPBank v\u1edbi \u0111\u1ed1i t\u01b0\u1ee3ng doanh nghi\u1ec7p si\u00eau nh\u1ecf, ng\u00e2n h\u00e0ng kh\u00f4ng n\u1eb7ng n\u1ec1 qu\u00e1 v\u00e0o h\u1ec7 th\u1ed1ng s\u1ed5 s\u00e1ch c\u1ee7a doanh nghi\u1ec7p, m\u00e0 s\u1ebd c\u1eed c\u00e1n b\u1ed9 ng\u00e2n h\u00e0ng c\u00f3 kinh nghi\u1ec7m t\u00ecm hi\u1ec3u ho\u1ea1t \u0111\u1ed9ng kinh doanh v\u00e0 n\u1ebfu th\u1ea5y c\u00f3 kh\u1ea3 n\u0103ng s\u1ebd l\u00e0m th\u1ee7 t\u1ee5c c\u1ea5p v\u1ed1n. T\u1ea5t nhi\u00ean l\u00e3i su\u1ea5t s\u1ebd kh\u00e1c v\u1edbi g\u00f3i vay th\u00f4ng th\u01b0\u1eddng, nh\u01b0ng s\u1ebd l\u00e0 \u201cm\u1ee9c l\u00e3i c\u1ea1nh tranh nh\u1ea5t\u201d.<\/p>\n\n\n\n
\n

Lu\u1eadt h\u1ed7 tr\u1ee3 doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba s\u1ebd ch\u00ednh th\u1ee9c c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb 1\/1\/2018. V\u1edbi 4 ch\u01b0\u01a1ng, 36 \u0111i\u1ec1u, Lu\u1eadt quy \u0111\u1ecbnh ti\u00eau ch\u00ed x\u00e1c \u0111\u1ecbnh doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba, g\u1ed3m: doanh nghi\u1ec7p si\u00eau nh\u1ecf, doanh nghi\u1ec7p nh\u1ecf v\u00e0 doanh nghi\u1ec7p v\u1eeba, c\u00f3 s\u1ed1 lao \u0111\u1ed9ng tham gia b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i b\u00ecnh qu\u00e2n n\u0103m kh\u00f4ng qu\u00e1 200 ng\u01b0\u1eddi. S\u1ed1 doanh nghi\u1ec7p n\u00e0y c\u0169ng ph\u1ea3i \u0111\u00e1p \u1ee9ng m\u1ed9t trong hai ti\u00eau ch\u00ed, c\u00f3 t\u1ed5ng v\u1ed1n kh\u00f4ng qu\u00e1 100 t\u1ef7, ho\u1eb7c t\u1ed5ng doanh thu c\u1ee7a n\u0103m tr\u01b0\u1edbc li\u1ec1n k\u1ec1 kh\u00f4ng qu\u00e1 300 t\u1ef7.<\/p>\n

Doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba chuy\u1ec3n \u0111\u1ed5i t\u1eeb h\u1ed9 kinh doanh hay doanh nghi\u1ec7p kh\u1edfi nghi\u1ec7p s\u00e1ng t\u1ea1o c\u0169ng n\u1eb1m trong s\u1ed1 doanh nghi\u1ec7p \u0111\u01b0\u1ee3c nh\u1eadn h\u1ed7 tr\u1ee3 tr\u00ean nguy\u00ean t\u1eafc, Nh\u00e0 n\u01b0\u1edbc h\u1ed7 tr\u1ee3 c\u00f3 tr\u1ecdng t\u00e2m, c\u00f3 th\u1eddi h\u1ea1n, ph\u00f9 h\u1ee3p v\u1edbi m\u1ee5c ti\u00eau h\u1ed7 tr\u1ee3 v\u00e0 kh\u1ea3 n\u0103ng c\u00e2n \u0111\u1ed1i ngu\u1ed3n l\u1ef1c.<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Anh Minh<\/strong><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Mu\u1ed1n doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba ph\u00e1t tri\u1ec3n, Nh\u00e0 n\u01b0\u1edbc c\u1ea7n \u0111\u01b0a ra ch\u00ednh s\u00e1ch h\u1ed7 tr\u1ee3 d\u00e0i h\u1ea1n ch\u1ee9 kh\u00f4ng \u0111\u01a1n thu\u1ea7n l\u00e0 \u201cm\u1ed3i c\u00e2u\u201d ng\u1eafn h\u1ea1n. H\u01a1n 10 n\u0103m kinh doanh tr\u00ean th\u01b0\u01a1ng tr\u01b0\u1eddng, \u00f4ng Nguy\u1ec5n V\u0103n Nguy\u00ean \u2013 ch\u1ee7 m\u1ed9t doanh nghi\u1ec7p v\u1ec1 xu\u1ea5t kh\u1ea9u h\u00e0ng th\u00eau \u0111an \u0111\u00fac k\u1ebft 3 tr\u1edf …<\/p>\n","protected":false},"author":4,"featured_media":9966,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[46,52],"tags":[],"class_list":["post-9965","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ban-le","category-thi-truong-ban-le"],"yoast_head":"\nDoanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba c\u1ea7n 'ti\u1ebfp oxy' \u0111\u1ec3 l\u1edbn l\u00ean - Th\u1ecb Tr\u01b0\u1eddng S\u1ec9 Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/thitruongsi.com\/kinh-nghiem\/doanh-nghiep-nho-va-vua-can-tiep-oxy-de-lon-len\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba c\u1ea7n 'ti\u1ebfp oxy' \u0111\u1ec3 l\u1edbn l\u00ean - Th\u1ecb Tr\u01b0\u1eddng S\u1ec9 Blog\" \/>\n<meta property=\"og:description\" content=\"Mu\u1ed1n doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba ph\u00e1t tri\u1ec3n, Nh\u00e0 n\u01b0\u1edbc c\u1ea7n \u0111\u01b0a ra ch\u00ednh s\u00e1ch h\u1ed7 tr\u1ee3 d\u00e0i h\u1ea1n ch\u1ee9 kh\u00f4ng \u0111\u01a1n thu\u1ea7n l\u00e0 \u201cm\u1ed3i c\u00e2u\u201d ng\u1eafn h\u1ea1n. 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